Bad Credit

bridtown

Hey all
Just want to say great website cool cool
I am A full time dad of 2 with no emplymeent

Can any 1 help me please i have a capital one credit card will £500 credit limit it was £200 i would say that i have prity bad credit i have 2 catalogues littlewoods £950 limit and empirestores £800 limit i have never missed a payment with the people i o money to my credit card i always pay in full every month
Waht i am asking is there any way to get another credit card that would deal with my credit history?? i really would like more credit limit
I applied for a tesco's credit card about 3weeks ago and the computer said no lol
Any helpwould be great thanks

UK007BullDog

As you have no employment you would be unable to repay the credit cards and any more debt would be very bad for you. So you will find that nearly all (if not all) lenders will decline your request.

Warriorsith

As mentioned above, your unemployment is a factor in your applying. It might be best to go to the debt free board and write down your monthly outgoings versus, if any, your monthly income be it from Benefits and see if you can reduce any of the outgoings.

Getting more credit will ease your current situation but become a burden later. If you apply for more credit, the more you'll get declined and affect your Credit rating which again means more rejection.

As mentioned get on to the debt free wannabe board and ask for some guidence.

bridtown

All my aim is to repair my credit but with out employment it would be near impossable?

Thanks for the speedy reply