No credit score - car leasing

TheDebtinator

Interesting, I was under the impression that you would not be able to lease a car if you had poor credit.

Dandytf

TheDebtinator wrote: »

Interesting, I was under the impression that you would not be able to lease a car if you had poor credit.

I was genuinely amazingly surprised in 2012 when Moneybarn were quoted to me via car dealership, no surprises when I was told Renault finance said no.

SC does advise not to take any more credit, I wouldn't be able to get to work without a car.

The timing of unemployment 2011 was a sore one -approx 6mths away from finishing 7.5k personal loan@7.3 apr.( which I since paid in full/no missed payments)

Dondon23

Thanks Dandytf, sorry for late reply..... I'm still getting my head around working this forum, lol

Dondon23

Hi all,
UPDATE: After doing the soft search on the MSE website for a credit card to build a c.history, it drew a blank as I have very little on my file, so I spoke to Experian for advice. They weren't a massive help but after speaking to them I decided to apply for a lease and if I was refused, I'd wait 6 months then apply for a credit builder card.
I applied to National Vehicle Leasing (not for a bad credit lease) and have been accepted no problem.
Hope this info is of use to someone else. ��