We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

How long until I look good to lenders

sean9461 · 2016-02-13 17:16:53

I know it may be hard to answer this question but I could just use some general figures if possible. I have only just started to build credit. Prior to 6 months ago I didn't even have a bank account on my credit report. I currently have a Barclaycard initial and a capital one 4 months old each that I pay off in full each…

Options

Comments

sean9461 Posts: 183 Forumite

14 February 2016 at 8:14PM

chuckley wrote: »

it will definitely be on your credit file as this was 2009? it will just be reported as 0 and green ticks due to no overdraft.

my RBS basic is the same. However I'd say all bank accounts are reported like that unless overdrafts are involved.

It isn't as the account is seen as not having any credit facilities and was opened before I was the age of 18 therefore classed as a minor and data not shared

0

This discussion has been closed.

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

British Airways passenger? Book and travel using your old Covid vouchers NOW – or lose them
If you had a British Airways (BA) flight or holiday disrupted by the Covid-19 pandemic, check if you've got an old voucher as millions of pounds' worth are still unclaimed. You'll need to use it to travel before the end of September 2025 – or risk losing it. Below we explain how to search for unused vouchers and how to use them.

View All

How long until I look good to lenders

Comments

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free