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Help me!!
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MichaelT333
Posts: 1 Newbie
Ok so today I have checked my file with Clear Score.... This is my report:
BANK. ACCOUNT. LIMIT. BALANCE
lloyds. Credit card. £10,000. £7,860
Lloyds. Current. £1,500. £0
EE
3
My score is 479/700 which I think is good and they appear to aswell, yet I applied for a loan and was declined. I've lived in my house 10 years and have a 90% chance of being accepted on loads of credit cards but I cant get a loan.
Also I'll be moving in a month, what steps should I take to protect my credit when I move??:j
BANK. ACCOUNT. LIMIT. BALANCE
lloyds. Credit card. £10,000. £7,860
Lloyds. Current. £1,500. £0
EE
3
My score is 479/700 which I think is good and they appear to aswell, yet I applied for a loan and was declined. I've lived in my house 10 years and have a 90% chance of being accepted on loads of credit cards but I cant get a loan.
Also I'll be moving in a month, what steps should I take to protect my credit when I move??:j
0
Comments
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MichaelT333 wrote: »
My score is 479/700 which I think is good and they appear to aswell,
It's not good, I'm afraid. Not good at all.
It's entirely fictitious so please ignore it.
You have a high balance compared to your limits, which won't help.
What is your income?
What do your files say (all 3, not just Clearscore) - missed payments, defaults?
Any financial associates?
Are you on the electoral roll?
How much was the loan your applied for?0 -
Income?
Size of loan applied for?
On Electoral Roll?
Any dodgy financial associates?0
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