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Credit card charges over 6 years old

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Comments

  • Thanks for the link.
    Credit card companies should not have charged excessive fees of £35 for over limit or late payment fees. Common sense usually prevails but if you are in debt you cannot always control your repayments.
  • Nasqueron
    Nasqueron Posts: 10,817 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Be careful with the CAG guys and Brown1950 in particular, he/she will always tell you to take credit card companies to court and believes they will fold and / or not turn up so you win by default based on very little more than anecdotal evidence. Every time he/she posts I challenge him/her to put up his/her own money to cover the costs of the small claims court which, given he/she believes you will win every time, would mean no risk at all, but he/she always goes quiet on that point.

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Thanks for the link.
    Credit card companies should not have charged excessive fees of £35 for over limit or late payment fees. Common sense usually prevails but if you are in debt you cannot always control your repayments.

    No doubt you will make up your own mind if you wish to persue your credit card company for a refund of
    late payment/over credit limit fee's. The link i sent should help.
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