Do Santander charge fee in Spain to withdraw cash

furndire

Do you pay a fee to withdraw cash from ATM with Santander 123 debit card. Can someone also point me in the direction of T & C's covering this as I can't find it?

Ebe_Scrooge

See page 18 of the General T&Cs linked from here ( in the section "Can I use my Santander debit card abroad? ")


http://www.santander.co.uk/uk/current-accounts/current-account-faqs


Looks like if you pay £500 a month into your account then it's free.


Type of transaction All accounts unless


we say otherwise






Withdrawal from a cash machine or bank


abroad, and purchase of travellers cheques


or foreign currency at another bank, bureau


de change or other outlet displaying the


Visa sign abroad.


1.5% of the value


(at least £1.99)


Currency conversion for using your Visa


debit card abroad, online or in a currency


other than sterling


2.75% of the value


Buying goods and services abroad (not


cash withdrawals) and in a currency other


than sterling


£1.25 for each


transaction




Santander cash-machine fees in Spain – for adult current


account customers paying in at least £500 each month




Type of transaction Adult accounts






Withdrawal from a Santander cash machine


in Spain


Free


Currency conversion for using a Santander


cash machine in Spain


Free

adindas

furndire wrote: »

Do you pay a fee to withdraw cash from ATM with Santander 123 debit card. Can someone also point me in the direction of T & C's covering this as I can't find it?

As Santander 123 account holder you must have paid £500 on your account each month.

To avoid conversion fee you will need to use your debit card in Santander Cash Machine (not other banks cash machines) In Spain.

grumbler

Ebe_Scrooge wrote: »

See page 18 of the General T&Cs linked from here ( in the section "Can I use my Santander debit card abroad? ")


http://www.santander.co.uk/uk/current-accounts/current-account-faqs


Looks like if you pay £500 a month into your account then it's free.

From what you quoted I see 1.5%+2.75% unless it's a Santander ATM.

By MSE classification it's one of debit cards from hell for spending abroad.

furndire

Thank you very much for your answers. Very helpful - especially to make sure to use Santander Only ATM.