We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Rebuilding?
Options

Given2Fly1981
Posts: 5 Forumite
Hi,
I've been on a DMP for the last couple of years, and I'm almost at the end. My Noddle report shows that only one creditor, Capital One, has recorded a default although several have noted that I'm on a DMP.
Obviously my credit rating is pretty much non existent, but once all the debt is cleared, how long will it take for it to look better? I've got my sights set on a mortgage at some point in the future...
Thanks in advance
I've been on a DMP for the last couple of years, and I'm almost at the end. My Noddle report shows that only one creditor, Capital One, has recorded a default although several have noted that I'm on a DMP.
Obviously my credit rating is pretty much non existent, but once all the debt is cleared, how long will it take for it to look better? I've got my sights set on a mortgage at some point in the future...
Thanks in advance
0
Comments
-
Each month you can go, demonstrating good credit usage and avoiding negatives, the better.
There is no magical date.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards