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Mortgage Application Address issue.

Hi There,

My girlfriend and I are having a wee problem with our Mortgage Application.

We've been asked to provide three years of address history, but for some reason one of her addresses keeps being rejected. We're not sure why. Essentially we need to find out what the address is listed with the credit bureau. We've tried registering with Experian, but they need several years address history. We can't explain the situation to them, as it seems they only talk to people with an account.

Has anyone got any advice? We know what the address is, but it seems its formatted differently at the credit bureau.

Additionally, we don't have time to wait a week for a simple credit report.

Cheers,

Josh

Comments

  • Have you tried Equifax and Noddle?
  • Yep - same issue apparently.
  • Sign up to experian's full price service, sort out the issue, cancel the membership.

    Even if you keep it for a month now (during mortgage application) is not the time to be worrying about £17. Do everything you can to get that mortgage.
  • MARTYM8`
    MARTYM8` Posts: 1,212 Forumite
    Eighth Anniversary 1,000 Posts
    Did the OPs other half live in a flat?

    Flat No 24, Roebuck Court, 10 Windsor Road

    24 Roebuck Court, 10 Windsor Road

    Roebuck Court, 24, Windsor Road

    So many possible combinations - I live in a flat in London and with all three CRAs the address appears slightly differently. It seems to cause Experian in particular issues!
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Has your girlfriend been registered on the electoral roll? Do all her accounts. Credit card, bank etc match to this address historically.
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