County Court /Legal Aid Debt
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wossie
Posts: 52 Forumite
I had the unfortunate circumstance of being remanded into custody, and needed Legal help. My solicitor had wrote to me whilst in jail, advising I would receive Legal Aid full funding.
Since the court appearance last March. I was not aware at all that I owed any money to the Legal Aid. I received a letter from Rossendales in Sept 15, advising I owe over 2.5 k for legal fees, and that if I could not afford to pay, then they would take action, I offered to pay what I could. They explained that they will take it to court to get a charging order on my property. Late last year I challenged that I did not have 30k equity in my property, Rossendales suggested I send in 2 valuations, (the county court date had already been set for january16) I emailed the valuations to them between xmas and new year, I had telephoned them asking what would happen if I was too late in sending them the valuations, and had been informed , if I can prove I don't have that equity. Then it was their problem. (recorded telephone calls as informed by Rossendales) The last correspondence from them was the Friday before court date, requiring Mortgage balance, this I emailed. The matter was taken to court and Rossendales got the required outcome. I then received a letter from their solicitors advising, removal of charging order. I also received a letter from Rossendales advising I now owe them money for their legal costs of over £350, Is this correct? I had told them that I was challenging the equity, and advised to send in valuations. Yet they still went ahead with the enforcement. I have emailed them regarding this debt. Stating that phonecalls are recorded, I am being threatened again by enforcement after the 17 feb 16, How can they charge me for their legal costs.
Since the court appearance last March. I was not aware at all that I owed any money to the Legal Aid. I received a letter from Rossendales in Sept 15, advising I owe over 2.5 k for legal fees, and that if I could not afford to pay, then they would take action, I offered to pay what I could. They explained that they will take it to court to get a charging order on my property. Late last year I challenged that I did not have 30k equity in my property, Rossendales suggested I send in 2 valuations, (the county court date had already been set for january16) I emailed the valuations to them between xmas and new year, I had telephoned them asking what would happen if I was too late in sending them the valuations, and had been informed , if I can prove I don't have that equity. Then it was their problem. (recorded telephone calls as informed by Rossendales) The last correspondence from them was the Friday before court date, requiring Mortgage balance, this I emailed. The matter was taken to court and Rossendales got the required outcome. I then received a letter from their solicitors advising, removal of charging order. I also received a letter from Rossendales advising I now owe them money for their legal costs of over £350, Is this correct? I had told them that I was challenging the equity, and advised to send in valuations. Yet they still went ahead with the enforcement. I have emailed them regarding this debt. Stating that phonecalls are recorded, I am being threatened again by enforcement after the 17 feb 16, How can they charge me for their legal costs.
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Comments
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Why did you ignore the letters prior to rossendales writing to you?0
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I did not ignore letters written to me from Rossendales , I responded straight away, I made offer to make payments, neither did I receive any letter prior to Rossendales first contact.0
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I would be trying the legalbeagles forum or get a bit of free legal advice .0
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I posted on Legalbeagles, had no reply, had a letter back,responding to complaint.
Where I had asked the question, about once I had proved I don't have the equity, whose problem was the court fees, the telephone advisor said it was theirs. The letter stats that I was told incorrect information. The letter states that all recorded telephone calls have been listened to. And that the fees incurred are still going to be charged to me ????.0 -
Where does the £30K come into it, you say you owe them £2.5K?
What happened between you sending in the valuations and the court date?0 -
Legal Aid is free when income is not enough, or if have less than 30k in assets. The 2.5k is for the the legal costs. Sent in the valuations 2/3 weeks before the county court date. still went to court, but since proving that I do not have assets, I no longer owe the 2.5 k, rossendales are asking me to pay for their own legal fees. As they are out of pocket. As I proved I don't have assets , therefore the 2.5 k legal funding was free. I do not owe 2.5 k.0
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