Snooping Sneaky Lowells

AhaliaGal28

Hi
Can anyone help regarding associated people on credit file.


On latest credit file I noticed that I have been listed as an associate of my bruver(!) suggesting we have some connection. I haven't seen him in over 9 yrs and have had no financial dealings with him ever.
I now find that I have been linked to him and there are three consecutive searches done on him by LOWELL's Debt Collectors (which doesn't surprise me at all!)


The thing is I have googled a bit and I know it is a "soft Search" & only me & him can see this on my report BUT I object to LOWELLS having access to my personal file. I don't owe anybody especially them I want them to keep their noses out of my business. I rang them to ask why they had looked at my file when I have nothing to do with him and they said they saw a link and that it wan't done by them but by the CRA??
Is that true who does put these links on. ICO said that sharing DNA or living at the same address (we don't he lives abroad) as someone is not good enough reason to link people nor look at your file.
Help I want some answers off these sneaky people.:mad:

GingerBob_3

Pam56 wrote: »

Hi
Can anyone help regarding associated people on credit file.


On latest credit file I noticed that I have been listed as an associate of my bruver(!) suggesting we have some connection. I haven't seen him in over 9 yrs and have had no financial dealings with him ever.
I now find that I have been linked to him and there are three consecutive searches done on him by LOWELL's Debt Collectors (which doesn't surprise me at all!)


The thing is I have googled a bit and I know it is a "soft Search" & only me & him can see this on my report BUT I object to LOWELLS having access to my personal file. I don't owe anybody especially them I want them to keep their noses out of my business. I rang them to ask why they had looked at my file when I have nothing to do with him and they said they saw a link and that it wan't done by them but by the CRA??
Is that true who does put these links on. ICO said that sharing DNA or living at the same address (we don't he lives abroad) as someone is not good enough reason to link people nor look at your file.
Help I want some answers off these sneaky people.:mad:

Lets' start by getting the terminology right: replace "Lowells" with "scum".


Your situation again highlights how the CRAs are out of control and unregulated. Your best bet is to take this up with that toothless bunch of morons known as the ICO - raise a complaint against the CRAs. Ask them specifically why they, the ICO, allow CRAs to maintain financial associations where no such association exists, or worse, ever has existed. I expect you'll get no sense out of them, just a load of waffle about "data protection principles". However, it's worth a try, if only so the rest of us (well, some of us) can have a laugh at their response.


Interestingly, your case is an excellent example of the point I made in another post a short while ago. This highlighted how you could have a short, temporary, financial association with someone at the age of 18, but unless you contact the CRAs directly to stop it, that association will be still logged against you when you're a centenarian. All your life it could have compromised your ability to get credit.