Has anyone been offered 0% as existing card holder with tesco cc or m&s

kindofagilr

We are currently paying our debt off, and have been able to finally get the debt onto 0% (previously all of it was on high Apr cards)

We cleared our Halifax cards, our m&s cards, virgin and tesco credit cards by BT them to 0% cards.

That all took place by sept last year.

Since then virgin have written and offered 0% as have Halifax, I'm curious if anyone has ever as an existing customer been offered 0% from m&s or tesco as between those cards we have a limit of just over £10,000 so would make things a lot easier to be able to transfer back to them once our current 0% cards expire (we won't have paid them all off by the expiry date but two of them at least will be gone by then (July 2017)

Or is it looking unlikely that they will offer as its been three months at least since they were cleared?

Obv I can keep them open a bit longer as I don't need to really start thinking about it for another year, I was just curious is all

Thanks

planteria

i have never been offered a repeat by either.. or any other HSBC-stable card, as it happens.

20aday

In the last few months Tesco have offered me 0% on both balance and money transfers (subject to a fee).

The first offer appeared in September 2015 and the next offer in December 2015.

I've held the account since April 2013 but only ever had one credit limit increase (requested by myself).

kindofagilr

Thanks both

No_6

M&S cards, OH and mine, keep offering BT's at 0%
but with 3% fee, which are no use to us.
OH's card is empty, has been for a while now and mine
has a small balance on it only, which gets paid in full each month.

kindofagilr

Ohhh that's great to know thanks, I'm pleased to hear that both m&s and tesco have offered them to customers

chattychappy

For a long time I didn't get any offers from Tesco, but got a 0% BT/3% fee a few months ago and again in December (I think). As I don't need to BT, I just binned them - don't think they were anything special. I also had one from M&S, again a 0% BT offer a few months ago. It was the first one since I originally got the card. It's been dormant for a year or so.

kindofagilr

Thank you, I will def keep them open then till the end of the year and see if they send us any offers

chattychappy

Just got another Tesco offer in the post. "Two exclusive offers, catch them while you can."

I don't think I will be catching them, despite their request.

They are:

0% until Feb 2017. 2.99% fee (min £5) on balance transfers
0% until Feb 2017. 2.99% fee (min £5) on money transfers

Both offers open until 11th March.