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7/10 approval rate
HowsJ
Posts: 11 Forumite
in Credit cards
Hello
Just wanted to see other opinions on a 7/10 approval chance on a bank of Scotland credit card, before I go ahead and apply, rating was from confused.
My credit rating is medium, paying on time but high amount of debt for my earnings.
Just wanted to see other opinions on a 7/10 approval chance on a bank of Scotland credit card, before I go ahead and apply, rating was from confused.
My credit rating is medium, paying on time but high amount of debt for my earnings.
0
Comments
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At 70% the odds are in your favour. But they are also estimating there is a 30% chance of rejection!
It's important to remember these eligibility checkers are only a guide. There have been many posts from people saying they have been given 90% chance of getting a card, but have then been refused. Likewise some people have only been given 10% chance of getting a card and have applied and been accepted.
If you have a good credit history and have never missed a payment I would go for it.
Best of luck!0
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