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7/10 approval rate

Hello
Just wanted to see other opinions on a 7/10 approval chance on a bank of Scotland credit card, before I go ahead and apply, rating was from confused.
My credit rating is medium, paying on time but high amount of debt for my earnings.

Comments

  • Superscrooge
    Superscrooge Posts: 1,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    At 70% the odds are in your favour. But they are also estimating there is a 30% chance of rejection!

    It's important to remember these eligibility checkers are only a guide. There have been many posts from people saying they have been given 90% chance of getting a card, but have then been refused. Likewise some people have only been given 10% chance of getting a card and have applied and been accepted.

    If you have a good credit history and have never missed a payment I would go for it.

    Best of luck!
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