"On the Horns of a Dilemma"

Richard_S

Good afternoon Guys & Girls,

I have a predicament here. The company I work for has recently been taken over by another one and the whole move has been plagued with mistakes and errors relating to staff hours and terms and conditions.:eek:

This morning I checked my bank balance and there was something in the region of £3.5k more than there should have been. When I got to work the reason became very clear; one of the director’s salaries had been paid into my account by mistake.:D They haven’t yet managed to find out what the problem is and I haven’t enlightened them;:rolleyes: I can feel an old saying coming on: “Tell the truth but don’t always be telling the truth”.:T

They probably will work it out at some point but if I tell them that there was an overdraft on the account and the bank used the money to repay the overdraft then closed the account there’s not much they can do apart from accept my offer to repay the money at say £25 / month.:o

We’ve had a truly awful time facing the trauma of bankruptcy :eek: :eek: and I’m thinking about treating my long suffering wife to a holiday and a down payment on a new car.:cool: I went to have a look at one at lunchtime and if I put £2k deposit down then the fact that I’m a discharged bankrupt won’t make any difference; Wellcome Finance??:j

I don’t intend to stay at the company much longer; in fact we’re hoping to move abroad soon, so I may never end up repaying this “interest free loan”. I don’t think I’m really doing anything wrong because it’s a big company that has a reputation for exploiting labour in the developing world.:mad: I’ve had enough experience with Courts and Judges over the last two years not to be intimidated by any legal action they may take; most likely in my absence.:cool:

My question is “What do you think I should do”?

MissMuppet

I would certainly be tempted Richard but I think I would feel very paranoid that they would find out and lots of problems would arise from it! Personally I think I would tell them, even though I would love to spend it all...

Richard_S

MissMuppet,

Thanks for that, I tend to think you're right.:beer:

Richard

rog2

Your directors are certainly well paid, Richard. :rolleyes:
Seriously though, overpayments do, legally, need to be paid back.
Looks like the new car and holiday will remain a dream for the foreseeable future - just like it will for me.
I assume that, when you quote 'Welcome Finance' you were not being serious.

whoopsydaisy

Ooohhh. I don't think that I could do it, even if I hated the company that I worked for. I would forever be looking over my shoulder! :cool: That is obviously a HUGE dilemma, especially for people like us who live day to day when it comes to money.

Richard_S

rog2 wrote: »

Your directors are certainly well paid, Richard. :rolleyes:
Seriously though, overpayments do, legally, need to be paid back.
Looks like the new car and holiday will remain a dream for the foreseeable future - just like it will for me.
I assume that, when you quote 'Welcome Finance' you were not being serious.

Hi Rog,

They always are; greedy capitalists.:D It's sound solid advice from guys and gals like you Rog that have kept me on the "straight and narrow" for the last 12 months.:beer:

This site and others have been a Godsend to us over the last year or so.:T

Well Ican't remember if the salesman said "you're welcome" or "you'll be with wellcome".

You're right Rog, I'll keep dreaming for now.:A

Rich

Richard_S

whoopsydaisy wrote: »

Ooohhh. I don't think that I could do it, even if I hated the company that I worked for. I would forever be looking over my shoulder! :cool: That is obviously a HUGE dilemma, especially for people like us who live day to day when it comes to money.

Hi whoopsy,

You're certainly right there, I don't think most people realsie how difficult life is once you've only got the cash in your pocket to rely on.

Richard

whoopsydaisy

I have just posted a new thread about my experiences of only having what you have. I would LOVE to have a little stash of money, and £3500 sounds perfect!!!!!

Broken_hearted

Have a nice holiday

fiveyearplan

Well Richard you could give them the story about the bank using it for your overdraft and see how they respond. If they say "Thats okay Richard, you keep the money afterall you do work very hard and deserve it - look at it as a bonus!" you could keep it with a clear conscience. If however they demand it back you could go the payment option or pay it in full. As my step-father always says 'ask not get not'.

It also might be fun to see how long it takes them to find their mistake.

Richard_S

Broken_hearted wrote: »

Have a nice holiday

Thanks darling,

I'll email you a post card.:beer: :cool: