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No-fault car accident question

Good afternoon, DH had a car accident this week (no fault, other driver has admitted full liability) DH's insurance company have made him an offer as the car is a write off, but the offer is minus the excess.
I was under the impression that as it was the other drivers fault, his insurance company would pay and therefore DH's excess would not be part of the equation, am I wrong??
Personal Loan: £11,488 3.7% Credit card: £5,946 0% Total = £17,434

Comments

  • Nasqueron
    Nasqueron Posts: 11,352 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You need to post in the Insurance forum, this is about PPI insurance.

    However, why have you claimed off your own insurance when the third party hit you? You should have claimed off them. You will have to put in a claim for the excess from them

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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