Black horse default

coxy1976

For the last 4 years i have been trying to sort out my credit score, i have just two years to go before my Black horse default has gone, i clicked onto my report today and noticed my score had gone up, and my Black horse default is no longer on my report, I'm bit confused why it has gone!

Westminster

Do you know what the default date was?

coxy1976

No i just know it was ready to go in jan 2018

Westminster

Then it is quite likely to be in transit to a Debt Collection Agency - particularly if you only noticed that it had gone in the last couple of months or so.

If that is the case, it will re-appear shortly with the name of the new owner of the debt but the other details (balance, default date etc) should remain the same - if they don't then you will need to take some action once you see what they have change.

McKneff

You must have worked thw 2018 date from somewhere,,,,

fermi

coxy1976 wrote: »

For the last 4 years i have been trying to sort out my credit score, i have just two years to go before my Black horse default has gone, i clicked onto my report today and noticed my score had gone up, and my Black horse default is no longer on my report, I'm bit confused why it has gone!

Is this something defaulted, but now paid off?

Or is there a balance unpaid still?

Things can be temporarily removed when sold to collectors, before they are put back on listing the collector as the new creditor.

coxy1976

Westminster wrote: »

Then it is quite likely to be in transit to a Debt Collection Agency - particularly if you only noticed that it had gone in the last couple of months or so.

If that is the case, it will re-appear shortly with the name of the new owner of the debt but the other details (balance, default date etc) should remain the same - if they don't then you will need to take some action once you see what they have change.

you could be right as i have just seen on my payments from my back account that the payment name has changed.

coxy1976

fermi wrote: »

Is this something defaulted, but now paid off?

Or is there a balance unpaid still?

Things can be temporarily removed when sold to collectors, before they are put back on listing the collector as the new creditor.

I'm still paying it off, i have 2k left from 6k been paying them for the last 4 years

fermi

coxy1976 wrote: »

you could be right as i have just seen on my payments from my back account that the payment name has changed.

What to?............

coxy1976

From last summer dlc started taking money instead of black horse

coxy1976

It never did come back so i got very lucky