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Getting a mortgage and then becoming mortgage-free!

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Comments

  • newgirly
    newgirly Posts: 9,389 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Bye bye lovely new house then :rotfl::rotfl:

    Congratulations on your soon to be new arrivals, what other names do you like? , oscar is good :D our pets are always Harry Potter related, the most awkward was mrs. Norris the cat , always much confusion at the vets :rotfl:

    P.s. we must have pictures.
    MFW 67 - Finally mortgage free! 💙😁
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Oh how lovely ,i am a huge cat lover too like many others on here and who can resist kittens ,i have to stay away from friends with kittens now as i always seem to end up taking one home .
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ah lovely news about the new kittens. Congratulations on clearing the cc too!!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks guys :) we are so excited it's unreal!

    We've decided to name the white & tabby boy cat Hugo in the end and tried using it for a few days whenever we discussed them. We've messaged their owner to let them know and she's started to call them Oscar & Hugo so they get used to their names. I'm so happy I could burst :D

    Small OPs being made of the Tilly tidy variety whenever there's a debit in the joint account, pleased with how that's progressing.

    Money's very tight this month so having to really watch the pennies; I've paid for re-enrolment to silver class which was £95 and paid the deposit for the kitties.
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oh and definitely about bye bye shiny house! :D

    MadVix- your story did make me chuckle, I'll make sure we are vigilant with leaving things 'out of reach' reminds me of when I was little and found our ginger Tom cat straddling the cooker hob and eating the slag Bol straight from the frying pan.mum was not amused in the slightest and we had to have boiled spuds and salad for dinner as money was tight! Funny memories :)
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • themadvix
    themadvix Posts: 8,981 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Lovely names KK!

    Honestly, it's like permanently having toddlers in the house (they are house cats though, I think that makes a difference!)!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Not much to report today, just home from work and watching the shocking news of this terror incident on London Bridge :eek:

    Have text family who work in central to check all okay, have heard from a few of girlfriends cousins that they're ok; assuming others are still stuck in work/chaos getting home. Sat here with goosebumps. Just appalling, poor people going about their normal daily lives.
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • ch4rly2002
    ch4rly2002 Posts: 468 Forumite
    Ninth Anniversary 100 Posts Energy Saving Champion
    I love the story about the spag bol! We had two cats that never, ever jumped onto the work surface in the kitchen...that is until the day mum was defrosting 1/2 lb of cooked beef and one of the little !!!!!!s chose that day to learn how to jump up...ate the whole lot!

    Yes, it's shocking about London. I feel so sorry for those killed or injured, and their families. I hope everyone down there stays safe.
    Mortgage: Mar 2018 -£300,000 / Jul 2021 -£255,000 / Oct 2024 -£172,835 (1.27% Interest until Feb 2027)
    Joint Savings: Aim £13.5k. Dec 2016 £1,700 / Jul 2021 £36,600 / Oct 2024 £106,450 (£100k in PBs. £5,850 at 4% interest. £600 Regular Saver at 7% Interst)
    Car Loan: Oct 2024 -£45,000 (0% APR Interest)
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 24 March 2017 at 8:25AM
    Oh mam, the roast beef! I'd be gutted to lose my roast dinner!
    Decided to make homemade calzones but I helped out with closing the shop (weekly cashing up of the post office) so I'm just waiting impatiently for it to finish cooking ( half the dough now in the freezer for next time) and the second calzone will be lunch tomorrow in the office.

    A few surveys completed today and no spends until £1.50 at Tesco on a pack of spuds, mozzarella & pepperoni.

    Will take porridge again tomorrow to work. I had frozen some raspberry coulis we made into ice cubes so I added one of those, some ground almonds and half a banana to the porridge. It was delicious, so will follow suit tomorrow :D
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • SuzieSue
    SuzieSue Posts: 4,109 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Will take porridge again tomorrow to work. I had frozen some raspberry coulis we made into ice cubes so I added one of those, some ground almonds and half a banana to the porridge. It was delicious, so will follow suit tomorrow :D

    I have whole almonds every day with my porridge. I can't believe how well they go together. When my stepson suggested it I almost didn't try it as I didn't think I would like it.
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