Getting a mortgage and then becoming mortgage-free!

Kittenkirst

Today I also took two items of clothes bought yesterday back (£12 refund) and spent a little from the weekly grocery budget £4.18. We should only need to buy some turkey mince and sweet potatoes this week as have friends over on Saturday for dinner who are on a very strict gym/diet regime...will make a turkey shepards pie with sweet potato topping.

Picked up a celeriac ys today too so will see if can add some of that to the topping

Need to wash the pots up and put the washing on the dryer....will just watch one episode of Penny Dreadful and get back to it.

Kittenkirst

Updated signature to reflect the cashback and Tilly Tidies over the past week and now at £38.85 for this month

Not quite where we need to be for the year target (£180/month to hit £2150) but it is all helping.

themadvix

You sound really organised Kittenkirst!

Kittenkirst

Evening all, I was certainly on a mission last night!

Today's meeting went well, lunch that was provided was lovely- lovely sandwiches & cakes with lots of coffee. I ate some shredded wheat (dry) on the drive to Stratford, rather than stopping for a pastry.
Ordered a Starbucks drive thri on the way there and the coffee was really awful (I'm a creature of habit so know it was not made right), may email them to complain as they aren't a cheap beverage!

Other than that no spends today just home so put the bins out for the mortgage, put washing away and some dishes that dried from doing pots last night.

Off out tonight for dinner with two lovely couples to a fabulous burger place in town...quite excited, just waiting for gf to get back from Scotland before we head out.

Moved 0.64 across to mortgage just now as more funds have moved today in the joint account.

themadvix

Kittenkirst wrote: »

. I ate some shredded wheat (dry)

:eek::eek: Wasn't it like eating splinters?!

Sounds like a good night ahead planned - I wish I had your social life (not that I have the energy for it!)

Definitely complain to Starbucks - as you say, it's not cheap, and you've got nothing to lose (and maybe a freebie to gain!)

Kittenkirst

The shredded wheat was a bit like eating splinters Themadvix but I was hungry so it had to do!
Meal out last night was great, food was fab and company great- they were half hour late having our table ready so we had a free round of drinks too which is pretty nice (white hot chic with marshmallows yum!!)

Managed to spend £18 in the end so not too bad on the wallet and under the budget that I set for the evening. We parked a fair distance away to get free parking and it was so very cold- a very brisk march there & back in the freezing weather!

Today is a much simpler and less costly day as we're both working from home, lunch for me was a part bake roll with the parsnip soup made the other evening (2 portions in the freezer for lunches at work), gf finished some chicken sausages with her part baked roll and we both had crisps yum!

Tonight is new potatoes roasted with some veggies and cod in butter sauce (freezer ones). Will be going to the gym this evening gf will get her eyebrows threaded (costs £2!).

Sad news I've just had is that my best friends old dog has been put to sleep this morning, she was such a lovely little dog we used to take on hikes with us but she's gotten older so not walking as far. Sad day for bestie

misscousinitt

Awww...animals are such a part of families; it's always sad...

The rest of your news is very positive and up beat. I hope that mine will be a bit more like that i the furture.

MCI

Kittenkirst

Fingers crossed for you MCI, onwards and upwards is how I like to think of life.

If I'm honest work is pretty pants at the moment, my job is safe but changing and it's all very up in the air, but I do have my job which is paying the mortgage so I'm choosing to be thankful for that and just keep my head down and work through the rough patch.

Went to Lidl after the gym and gf fancied prawns for dinner so we made a spicy tomato prawn spaghetti dish- delicious and the king prawns were on offer so very cheap! Felt like a real treat dinner

We have been socializing (eithe going out or having people round for dinner) a lot at the minute: we have a kitchen diary to organize us and have filled it out with work travel & social engagements- nice to be busy but sometimes I guiltily want it to be less busy!

54p transferred tonight to mortgage and a few onepoll surveys completed. Unlocked my pinecone today and completed a survey too so will get another £3 shortly to snaffle over as an OP

Kittenkirst

Oh £11.89 spent at Lidl, so groceries this week has been £16.07/£30 and we have enough food for the next ten days

Kittenkirst

Surveys checked this morning :j
Prolific- finally received one £1 earned there (£4 left to earn)
Onepoll now up to £6.10 (£33.90 left to earn )
Pinecone £3 credited and withdrawal requested.
YouGov is at £15.25 but not had any surveys this week.

Woke with a painful back so taken painkillers ands resting with a warmed wheat bag on my back.

No tilly tidies to do this morning, hoping Lidl spends yesterday come out today/tomorrow to Tilly Tidy abit more!

Friends round tonight so will tidy up a bit and do weekly chores (clean toilets etc) and make supper. Think tonight will be budget & healthy eating friendly as got turkey breast mince from Lidl (£1.89), Sweet potatoes from Lidl (59p per kilo), Celeriac YS earlier this week. We have some dried veggie mince to add to the turkey mince (increase protein, reduce fat content), also will add one bendy parsnip & carrot from fridge, and some chopped spinach from freezer.

Think as guests are on strict gym regimes (counting macros etc) there will be no booze either!

Mortgage interest gets applied on the 1st, (before OPs) the interest should be around £431.64,
OPs made so far since start of mortgage now total £295.37 however I'm not sure if that's enough to reduce interest yet or not. Will be calling Clydesdale on Thursday to find out

I've been reading some posts on the Old Style boards about reducing choice in stocks and I think this is very much what I've been trying to do recently without realizing. We have used up so many odds & ends of pasta and now have no pasta shapes left. However, I'm purposefully not buying any as we have three packs of spaghetti in the spaghetti canister. Once that's dwindled down I will buy more pasta....need to stop stockpiling so much and I'm starting to get there

Edited to add: Starbucks didn't reply to my tweet so I emailed them; they apologized for the awful coffee, will ensure they send new instructions to the branch on how to make it correctly and are sending me some drinks vouchers in the post.Definitely will make up for the bad coffee (just wish it covered the wasted calories!!! :P )