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2nd job. Csa payments

Hello I am looking for some advice.

I separated from my partner around a year ago since then I have been giving her more csa than I should each month. However this is leaving me very short each month

I have had to take on a second job which is roughly 10 hours per week on top of my full time job of 40 hours.

With my full time job I'm paid ever 4 weeks in which I get 13 pays a year. Am I right in thinking that csa is paid monthly in which it would be only 12 payments in which case she's getting an additional payment.

With my second job will I have to pay csa from this aswell??

Thanks
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Comments

  • Darksparkle
    Darksparkle Posts: 5,465 Forumite
    If the CSA are the ones managing payments then it's deducted based on when you are paid your wages.

    https://www.gov.uk/child-maintenance/how-to-pay

    I believe you must report your change of circumstances to them also as CSA is based on your total income.
  • If you are paying more than you legally are obliged to then why?
    Don't trust a forum for advice. Get proper paid advice. Any advice given should always be checked
  • Hi

    Well we don't go through csa. I did the online calculation based on my weekly take home. I get paid every 28 days. So as soon as I get paid I give her the money.

    I pay more because my child does after school activities and she makes me feel bad that I only give what the csa website says I have. I don't want my child to miss out on things they enjoy.
  • Darksparkle
    Darksparkle Posts: 5,465 Forumite
    xboxone wrote: »
    Hi

    Well we don't go through csa. I did the online calculation based on my weekly take home. I get paid every 28 days. So as soon as I get paid I give her the money.

    I pay more because my child does after school activities and she makes me feel bad that I only give what the csa website says I have. I don't want my child to miss out on things they enjoy.

    The online calculator usually asks for your gross pay (before tax and NIC deducted but after pension contributions).

    Have you done a new calculation based on your new total income?

    If paying directly then it would be up to you both to agree how/when to pay as long as you pay the minimum that CSA would deduct if through them.

    Paying over 13 periods rather than 12 doesn't necessarily mean she gets paid an additional amount if you looked at it over the year

    eg if the total for the year is £5000:
    over 13 periods that's £384.62
    Over 12 period that's £416.67
  • Yes I have done a new calculation and its roughly similar to what I'm paying now give or take a few pounds. I just know when she finds out I've taken on a second job she will want more. Without the second job I'm paying around £40/50 more than I should be.
  • xboxone wrote: »
    Hi

    Well we don't go through csa. I did the online calculation based on my weekly take home. I get paid every 28 days. So as soon as I get paid I give her the money.

    I pay more because my child does after school activities and she makes me feel bad that I only give what the csa website says I have. I don't want my child to miss out on things they enjoy.


    How much more exactly?
    Don't trust a forum for advice. Get proper paid advice. Any advice given should always be checked
  • Poppie68
    Poppie68 Posts: 4,881 Forumite
    Tenth Anniversary Combo Breaker
    If you've come to a private arrangement then as it stands she could ask for more because of the 2nd job until she's blue in the face. If you have taken your calculation from the CSA calculator then you are at the moment paying the correct amount... The extra you pay is more than she would get going through them, if she starts asking for more after you have started a 2nd job then say no as your paying more than she's entitled too now......If she still moans stick to one job and reduce the payments.
  • How much more exactly?

    Csa calculater says I should pay around 40 per week. I give between 200 and 210 a month depending on how many hours I've worked.

    It's a verbal agreement between me and her. As soon as I start mentioning reducing the payments. She then starts using my child against me. Reduced access. Not having her sleep over etc.
  • xboxone wrote: »
    Csa calculater says I should pay around 40 per week. I give between 200 and 210 a month depending on how many hours I've worked.

    It's a verbal agreement between me and her. As soon as I start mentioning reducing the payments. She then starts using my child against me. Reduced access. Not having her sleep over etc.
    So about 20-25% more than you should be per month

    I can only sympathise as its not a line I have trodden but I would urge caution about being blackmailed into paying more and more money money. At some point there has to be a limit you may have to call her bluff and let the cards lie and go from there.

    Before you do, make sure you get plenty of advice on how things might end up.

    You need a decent life as well remember.
    Don't trust a forum for advice. Get proper paid advice. Any advice given should always be checked
  • jondav wrote: »
    This was exactly the situation with my now husband and his ex-wife.....however much he gave she always wanted more. In the end we were scraping around trying to get by and she was living the life of riley with new husband and new baby! So when her next demand for extra money arrived, he said no and she decided to go through the CSA......more fool her because she is now around £100 a month worse off than she was during their private agreement. All men should contribute to their children yes, however mothers should also check their morals and not be greedy because sometimes it can backfire. Don't be bullied by threats of no contact with the child and that sort of thing, she can't stop you from seeing your child :)

    Thank you for your reply. I'm glad I'm not the only one that it has happened to. I do think about going through csa but I always tend to not bother. I try to be as hassle free as possible and maybe she knows this and plays on it by demanding extra and threatening me with not seeing them unless I take her to court. Which she knows I'm not financialy capable of :(
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