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EGG / Barclay card ppi claim
Paulm
Posts: 9 Forumite
I recently found i had PPI on both my EGG and Barclay card.
I submitted any application online via there site , and had a reply for both claim's saying they feel the ppi was sold fairly, but i feel it wasn't as my egg card application was done online in 2003, i didn't even realize i had it till reticently.
Do i accept there decision or peruse if further ?
I submitted any application online via there site , and had a reply for both claim's saying they feel the ppi was sold fairly, but i feel it wasn't as my egg card application was done online in 2003, i didn't even realize i had it till reticently.
Do i accept there decision or peruse if further ?
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Comments
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but i feel it wasn't as my egg card application was done online in 2003,
So, how was it mis-sold then?
wonder what else you paid that you didnt realisei didn't even realize i had it till reticently.
comes back to your complaint reason. You havent told us what it is.Do i accept there decision or peruse if further ?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Unless the PPI was bought during a period where they knew they had pre-ticked boxes (aka "opt-out") or where the wording was such that it was misleading you into taking it, unfortunately if you applied online then you "miss-bought" rather than being "miss-sold" that is to say nobody sold you anything as there were no bank staff present ergo you can't be miss-sold
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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