Do I have a right to be annoyed at the OH?

Ziach

We've been saving for a deposit for ages and I've been tidying up finances/credit score for a while now in prep for mortgage application. My other half has just admitted that over the Christmas period he used a large chunk of his overdraft, received bank charges and withdrew cash on credit card a couple of times. (despite the fact that I bought all the family presents/food/petrol!:mad: The overdraft/charges are paid off but this would still show on credit score wouldn't it

How badly might this affect us - hence the do I have a right to be absolutely raging mad at him? or just a little annoyed?

HappyMJ

Using an overdraft is fine. Not paying it back is bad.

A couple of cash advances will be fine too.

Nothing to worry about.

AnotherJoe

What's to worry about is such a haphazard approach to money and far worse the deception.

Debtslayer

I think I would still be mad with him even if you are going to be okay for a mortgage application. I would definitely want to know what on earth his reasons were for doing this?!

csgohan4

Lets hope it's not escorts or dating websites

ACG

If you wait until there are 3 months bank statements without charges there should be no real harm done.

Ziach

Thanks for your advice - I appreciate it a lot. I am going to go medium mad on him maybe a bit of cold shoulder

JP08

I think it really depends on what the money went on ...

eg
he overdid the festivities - be mad ...
you didn't get quite as much of the prezzies etc as you thought you did - well, that takes two to tango ...
you got all the prezzies, festive stuff, but he paid for the "normal stuff" you normally paid for - be sorry for overburdening his finances ...