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Do I have a right to be annoyed at the OH?
Ziach
Posts: 2 Newbie
We've been saving for a deposit for ages and I've been tidying up finances/credit score for a while now in prep for mortgage application. My other half has just admitted that over the Christmas period he used a large chunk of his overdraft, received bank charges and withdrew cash on credit card a couple of times. (despite the fact that I bought all the family presents/food/petrol!:mad: The overdraft/charges are paid off but this would still show on credit score wouldn't it 
How badly might this affect us - hence the do I have a right to be absolutely raging mad at him? or just a little annoyed?
How badly might this affect us - hence the do I have a right to be absolutely raging mad at him? or just a little annoyed?
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Comments
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Using an overdraft is fine. Not paying it back is bad.
A couple of cash advances will be fine too.
Nothing to worry about.:footie:
Regular savers earn 6% interest (HSBC, First Direct, M&S) Loans cost 2.9% per year (Nationwide) = FREE money. 0 -
What's to worry about is such a haphazard approach to money and far worse the deception.0
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I think I would still be mad with him even if you are going to be okay for a mortgage application. I would definitely want to know what on earth his reasons were for doing this?!Current Mortgage 01.10.17 £113,513.88
MFW Start Mortgage: £114,794.64
Current MED: 2036:eek: Target MED: 2026
Overpayment Target for remainder of 2017: £2,000
Mortgage overpayment savings: £684.80
MFW No 124 :money:0 -
Lets hope it's not escorts or dating websites"It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
G_M/ Bowlhead99 RIP0 -
If you wait until there are 3 months bank statements without charges there should be no real harm done.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Thanks for your advice - I appreciate it a lot. I am going to go medium mad on him maybe a bit of cold shoulder 0
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I think it really depends on what the money went on ...
eg
he overdid the festivities - be mad ...
you didn't get quite as much of the prezzies etc as you thought you did - well, that takes two to tango ...
you got all the prezzies, festive stuff, but he paid for the "normal stuff" you normally paid for - be sorry for overburdening his finances ...0
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