We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Nationwide PPI

Hi, new to the forum. I am in the process of claiming ppi from Nationwide. As part of my claim I have indicated that at the time of the credit card I was a local government worker with 12 months full sickness benefits. I was called today by Nationwide asking to provide proof of my employment status to proceed with the claim. I asked if this was a legal requirement, they replied yes. I have moved several times since then and don't have proof, do I need supply the information required byNationwide? On a positive note Bank of Scotland have agreed to pay me £4'000 for ppi.

Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    leodog456 wrote: »
    H I have moved several times since then and don't have proof, do I need supply the information required byNationwide?
    You are the one making the accusations of wrong-doing, so you have to present evidence to support your accusations. You complain that your employment package at the time meant that you didn't need the insurance. Do you really expect the Bank to just take your word for it?
    You don't have to supply the evidence requested, but it significantly weakens your complaint if you don't.
  • dunstonh
    dunstonh Posts: 121,292 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I was called today by Nationwide asking to provide proof of my employment status to proceed with the claim. I asked if this was a legal requirement, they replied yes.

    You are the one making the allegation. so they can ask you to back up what you allege. If you dont have it then they can make a decision without your ability to prove that.

    How about supplying them a copy of your pension statement. That should have your joining date and leaving date on it.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Nearlyold
    Nearlyold Posts: 2,459 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Presumably you were in the Local Govt. pension scheme at the time so you should have paperwork showing your deferred benefits which usually gives the dates of employment, luckily this is not the sort of thing people usually throw away and would provide the proof that nationwide require.

    Slight cross posting with dunstonh
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.