Cards for Abroad

zagfles

grumbler wrote: »

Well, Europe is 'abroad', but 'abroad' isn't Europe only.

Well quite - was just trying to expand on where the OP might or might not find charging ATMs

Superscrooge

Santander 123 Credit Card is now also free of foreign transaction charges for the rest of this year. There is a £3 monthly fee, although this can be offset with up to £9 monthly cashback. 0% Purchases/Balance transfer for 23 months

http://www.santander.co.uk/uk/credit-cards/compare-our-range?gclid=CP_BqezM3MoCFaMSwwodoO0GWA

chattychappy

grumbler wrote: »

Well, Europe is 'abroad', but 'abroad' isn't Europe only.
In Toronto airport only one out of three different ATMs didn't charge.
In San Jose (Costa Rica) it took me a while to find a free one.

Just to add to the list from places I hang around in:

Taiwan: Some charge, some don't.
Hong Kong: Generally not charged.
Vietnam: Charging is universal.

NiftyDigits

chattychappy wrote: »

Just to add to the list from places I hang around in:

Taiwan: Some charge, some don't.
Hong Kong: Generally not charged.
[STRIKE]Vietnam: Charging is universal[/STRIKE].

No, it isn't. Though nearly.

chattychappy

NiftyDigits wrote: »

No, it isn't. Though nearly.

Well done! I wonder if it depends on the card then (I found that in Taiwan).

Which combination did you find didn't charge? I've used ANZ, Citibank, HSBC, Vietcombank, Sacom, Agribank, Techcom - always been charged.

Over the past couple of years I've stuck pretty much to Citibank in Saigon (and Hanoi, for that matter).

Pincher

I always try to get money at the airport ATM, much more likely to work.


In Japan, amidst the Japanese options, there is an "English" button, so you press it, and then you see a "Foreign card" button.
On a lot of local ATMs, the only foreign card available is "UnionPay", which is the Chinese payment system!


Fair enough, though. The Japanese Yen was really low last year, and the Chinese shopped en masse.

NiftyDigits

chattychappy wrote: »

Well done! I wonder if it depends on the card then (I found that in Taiwan).

Which combination did you find didn't charge? I've used ANZ, Citibank, HSBC, Vietcombank, Sacom, Agribank, Techcom - always been charged.

Over the past couple of years I've stuck pretty much to Citibank in Saigon (and Hanoi, for that matter).

Have not ever been charged by Techcom Bank. Though can't remember which card I used.

fruitisbad

It's not a credit card, but the revolut prepay card is great for now fees and a good exchange rate.

Stuart107

chattychappy wrote: »

Which combination did you find didn't charge? I've used ANZ, Citibank, HSBC, Vietcombank, Sacom, Agribank, Techcom - always been charged.

In my experience - November last year - Citibank in Ho Chi Minh didn't charge for cash withdrawal using a Clarity card.

System

The only ATM that I noticed at Pearson was RBC but I never tried it as I didn't need cash.

For Toronto city, I used a combination of ATMs with N&P Visa Debit including TD Bank, HSBC and Tangerine - all of which never charged and most even gave a free balance.

grumbler wrote: »

Well, Europe is 'abroad', but 'abroad' isn't Europe only.
In Toronto airport only one out of three different ATMs didn't charge.
In San Jose (Costa Rica) it took me a while to find a free one.