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First bill

Sncjw
Sncjw Posts: 3,567 Forumite
Part of the Furniture 1,000 Posts Photogenic Name Dropper
Hi I've been watching my online banking like a hawk to know when my statement is due to be paid.

Do I get a paper statement as well as he whole transaction lost has disappeared on my online banking.

Most annoying thing I was 32p short of reaching the £300 threshold for the £5 reward agh

I can also see why it is dangerous for some people as I opened mine at start on January and my statement total given today but I have till end of this month to pay it. People brush under the carpet I bet and think oh I have enough money and also to see the £5 minimum payment is shocking. Of course I'm going to pay in full.

Sorry for waffling on
Mortgage free wannabe 

Actual mortgage stating amount £75,150

Overpayment paused to pay off cc 

Starting balance £66,565.45

Current balance £58,108

Cc around 8k. 

Comments

  • Sncjw
    Sncjw Posts: 3,567 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oh also is it better to pay the bill now or wait nearer to the due date. I have plenty money to pay it off now but wondered what was better
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £58,108

    Cc around 8k. 

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 February 2016 at 1:04AM
    Sncjw wrote: »
    Hi I've been watching my online banking like a hawk to know when my statement is due to be paid.

    Do I get a paper statement as well
    Yes - unless you opt out of paper statements.
    as he whole transaction lost has disappeared on my online banking.
    What disappeared?
    Typically, on the next day after the statement date transactions disappear from the 'recent transactions' and appear in the last statement that is available online at most CC providers.
    Sncjw wrote: »
    Oh also is it better to pay the bill now or wait nearer to the due date. I have plenty money to pay it off now but wondered what was better
    Up to you. If you pay it manually don't leave it until the due date as the payment may take few days to get credited.
    The easiest way is to set up a DD for full payment and just make the money available in the current account on the DD day shown in each statement.
  • No_6
    No_6 Posts: 835 Forumite
    Part of the Furniture Combo Breaker
    DD to pay in full, easy peasy
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