Best Saving Tips Please

Angel1980_2 · 31 August 2007 at 2:34AM

New to the site, but loving it as it goes.

Can you please tell me some money saving tips, motivation ideas and how to set targets.

I have joined all the cash back sites and cash for clicks.

Please help me.

£35k in debt, very proud to have stood up to deal with it

Can anyone tell me the best budgeting tool to sort things out!!

Any help gratefully received

McSaver · 31 August 2007 at 8:59PM

Might be a good idea to post this in the debt-free wannabe section they seem to have the know how for stuff like this,

try applying for 0% balance transfer credit cards, it will freeze interset you would normally pay at rates of 15.9%. Also cancel things like Sky as that can save you a good few bob, and switch insurance suppliers and get the cheapest gas and electricity, etc.

Its not easy when your 35K in debt but you have made a good start by realising the fact your gonna deal with it. You need to stop buying things when you dont really need them as well.

You also need to start by paying off the things that have the highest rate of interest first.

dianadors · 14 September 2007 at 12:26PM

My best tip is to stay away from the shops. Wandering around in your lunchtime can seriously damage your financial health. Also supermarkets are dangerous places. I used to pop in for 1 thing and come out having spent £100!!! I now either make something else for tea, or use the local shop (where everything is very expensive, but I come out with just the 1 thing I went in for.) I was visiting the supermarket about twice per week before - sometimes it was just for something to do!!! I have always loved a bargain and convinced myself that browsing around the local shopping mall would mean I came home with more "bargains". It just left me with an empty purse.