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Mortgage approved, now need to buy a car :/
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If you have cahs use that, the things you were going to buy with cash can go ion CC or be creative and save up for the newer stuff.
plenty of cheap second hand furniture about some very good any auctions near you.0 -
Could you have a natter with a car hire company and see what a tiny one litre would cost for a month or two? It won't be cheap but it might give you some breathing space. I estimate that £4000 per annum means around £400 per month for a train ticket. Not that damaging if it gets the right places. Could a bike/taxi/bus cut the journey down?0
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Just a thought but does leasing a car count as borrowing money? Do lease agreements show up on your credit report?0
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chelseablue wrote: »Just a thought but does leasing a car count as borrowing money? Do lease agreements show up on your credit report?
It would count as a credit commitment.
Its a contract that you would have to pay monthly so would be included in affordabilityI am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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