Abuse of Data creating a two tier society

DavidP24

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[Deleted User]

Are you a follower of David Icke ?

CKhalvashi

Deleted User wrote: »

Are you a follower of David Icke ?

Exactly what I was going to ask.

If the info on a CRA is wrong, then challenge it, and it's usually sorted out fast enough. I had to do this when someone elses account showed on my CRF (different name, dob, address never lived at etc) and it was dealt with fast enough.

rizla_king

Deleted User wrote: »

Are you a follower of David Icke ?

its certainly on a par with "his we are secretly ruled by lizards from outer space" stuff. :rotfl: :rotfl:

GingerBob_3

Well DavidP24, I won't bother replicating your post, it's too long. You can ignore the p1ss takers here; much of what you say is valid and correct. CRAs are running amok with our personal data and are out of control. It's fine having them (or perhaps just one of them) to report on genuine borrowing, as opposed to what many now loosely term "credit", but over the years scope creep has occurred to such a great extent that much, much more personal data is now being manipulated by them. Of course the ICO doesn't regulate them, so they can get away with it. Have you considered taking up the issue with your MP? You could start with how they, the CRAs, have got away with allowing water companies to report customer accounts without permission, and take it from there.

[Deleted User]

GingerBob wrote: »

Have you considered taking up the issue with your MP?

That's quite funny, given the OP's home page...

Not_skint_anymore.

Deleted User wrote: »

Are you a follower of David Icke ?

My first was that he was retired or unemployed. He could certainly get a job as a comedy writer. Love it Dave, more please.

[Deleted User]

I knew Gingerbob would be all over this thread like a rash.

The OP and Gingerbob should start a tin foil hat business together. Cash only of course. Can't have "the man" tracking you...

CKhalvashi

DavidP24 wrote: »

I am sure you did this from the comfort of your own home, but imagine doing it from the office of a homeless charity because after paying an agent over £450 in fees to rent a place it falls through and you are homeless.

Why would just a default affect renting a place?

I did some legwork for a friend who is a discharged bankrupt, who had no problems renting a property as she has the means to pay for it.

The bankruptcy and its circumstances were disclosed at the time of application, and despite the LL wanting to meet T before agreeing to a tenancy (which isn't normal IME), after seeing that the previous rented property was paid on time every month for 5 years and a quick chat, the let was agreed.

You are the one with a conspiracy theory in your sig

Nope, I was born in the USSR and despite what you may think, it was a much better system than the current one, especially in the countries that aren't Russia. There was an income for 99% in 1990, and by 1992 more than 90% unemployment in my home country, which still hasn't recovered 25 years later.

I have always funded myself, never wanted credit so why should I be subject to it for basic utilities for which I pay upfront anyway.

I have done a lot of contracting, including working on some of these databases, some are deliberately abused while others have no proper security at all and give it all up on request.

Good for you. I've always funded myself too, and what funding I have had from outside has been repaid in full, with interest.

Once the data is shared it is beyond your control on how it is used or abused.

It's not beyond your control, though. Contracts are freely signed after being agreed, and if one doesn't like it, they're free to go to a company that won't report to a CRA.

Brooker_Dave

All those who disagree with OP are clearly very happy to be on unregulated blacklists, that sell their personal data to anyone who wants it, and can bar the hapless blacklisted everyday person from the most basic of human rights.

Thrugelmir

Brooker_Dave wrote: »

All those who disagree with OP are clearly very happy to be on unregulated blacklists, that sell their personal data to anyone who wants it, and can bar the hapless blacklisted everyday person from the most basic of human rights.

What unregulated blacklists are your referring too?