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Halifax Reward Acc Switching query

Hi

My wife recently switch her current account from First Direct to a Halifax reward account. We've set up a couple of direct debits and have already received the £100 switching bonus.

For various reasons it now looks like a second joint Santander 123 account would better meet our needs.

My question is: does anyone know if there is any penalty for closing the Halifax Reward Account only 2 months after getting the £100 bonus?

Thanks in advance

Comments

  • colsten
    colsten Posts: 17,596 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    What did your wife's switch T&Cs say?
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Does Santander pay any bonus for switching? If not, why not just open a second 123 and keep Halifax for a monthly fiver?
  • joe134
    joe134 Posts: 3,336 Forumite
    no penalty.
  • 20aday
    20aday Posts: 2,610 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker PPI Party Pooper
    I recently switched from NatWest (had to open an account to pay my loan with them off) to the Halifax for the £100 incentive.

    I closed the account earlier on in the month (switched to Yorkshire Bank for the £150 incentive) and haven't been penalised.
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
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