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New To The Forum :)
tinkerbell89
Posts: 5 Forumite
I am new to the forum just thought i would say hello and introduce myself i am a mummy of four with another one on the way due in June ... i finally decided to step up just before christmas and take control of my debt... and joined Step Change they have been amazing and at the moment we are on a temporary DMP .. which is being reviewed this month... i know my debt in my signature looks so high.. but i am praying we can knock it down a little bit. 
Debt Free Wannabe ....
Working With Stepchange to get there!!
£419 / £23,618.32
Working With Stepchange to get there!!
£419 / £23,618.32
0
Comments
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Hi tinker bell,
Welcome to MSE !!
There is a DMP mutual support thread on the forum, lots of others in the same boat as you, maybe check it out for any help or advice you need.
https://forums.moneysavingexpert.com/discussion/5285089I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Welcome, and good luck
Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Thank you very much x Debt Free Wannabe ....
Working With Stepchange to get there!!
£419 / £23,618.320 -
Thank you so much just noticed on your signature you are debt free!! well done you!!! did you find it really hard?Debt Free Wannabe ....
Working With Stepchange to get there!!
£419 / £23,618.320 -
I went on a DMP with Stepchange - it took about five and a half years. Mostly it was fine - but it was a hard lesson, and difficult at times. I'm pleased to be out of the other end of it no doubt, and proud that I paid back every penny I borrowed, and very proud of the way I am now. I find that being on here has helped a lot - my diary gives me a place to vent and the threads give me a lot of support and challenges. My only regret is not starting sooner. You will get there, and be so much better for it at the other side.Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
All the best Tink!“And all shall be well. And all shall be well. And all manner of things shall be exceeding well.”
― Julian of Norwich
In other words, Don't Panic!0 -
Welcome and well done on taking those first steps to tackle your debts. Looking forward to seeing you around on the forum DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k :eek: Now debt free and happy :j0
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Welcome! It's a great feeling to take control of your debt;)
Good Luck
Ellie xDebt Free 1st March 2017
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Good luck, and dont worry my DMP is twice as much as your, but its all relative. Nearly 2 years in and some ricky times but you definitely wont regret it, and it works, I have paid back some £11000 already which shows to me that once I come out the other side I can save that amount in the same timeframe. Good luck with baby too.I'm a greenfield sight for sore eyes, and sore eyes are just needing the light, the shapes, and the shadows of the space we share, before it splits into Thin Air.0
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i hope i can be the same as you too!!! we have roughly same amount of debt we have a slight bit less but we are with step change too finding them pretty good so far Debt Free Wannabe ....
Working With Stepchange to get there!!
£419 / £23,618.320
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