We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

PPI- yorkshire retail services

I had a loan from the above company and I know it had PPI.
How do I go about claiming from this company as I think it's dissolved.
Also I have no paperwork.
Thanks for any help you can give.
Chrissie

:coffee:

Must save time as well as money!

Comments

  • dunstonh
    dunstonh Posts: 121,294 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I did a search on the FCA register and there is no company of that name. The FCA register goes back as far as 2001. Insurance regulation started in 2005.

    A search on companies house found no company with that name either. So, that suggests you have got the name wrong. Do you have any other details (like address or company number).

    If you bought the PPi before Jan 2005 and the company no longer exists then its game over.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Mersey_2
    Mersey_2 Posts: 1,679 Forumite
    dunstonh wrote: »
    If you bought the PPi before Jan 2005 and the company no longer exists then its game over.


    True - the only caveat being if someone has taken over their liabilities ie Style Financial Services no longer exists but RBS are paying out their PPI claims now (most were store cards taken out back in 2000 onwards).


    From memory, RBS refused to when sent PPI Qs, but then as several people still had their Consumer Credit Agreement carbon copies, as evidence, the FOS made RBS look again.
    Please be polite to OPs and remember this is a site for Claimants and Appellants to seek redress against their bank, ex-boss or retailer. If they wanted morality or the view of the IoD or Bank they'd ask them.
  • Mersey_2
    Mersey_2 Posts: 1,679 Forumite
    OP - PS Yorkshire Bank Retail Services Ltd was dissolved in Sep 2013, so could be them.
    Please be polite to OPs and remember this is a site for Claimants and Appellants to seek redress against their bank, ex-boss or retailer. If they wanted morality or the view of the IoD or Bank they'd ask them.
  • thanks- yes it was them
    Chrissie

    :coffee:

    Must save time as well as money!
  • -taff
    -taff Posts: 15,585 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If it was taken out after 2005 you can complain to the FSCS but if it was before and the company no longer exist, you've had it.
    Non me fac calcitrare tuum culi
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.