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Hypothetical scenario

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Comments

  • silvercar
    silvercar Posts: 49,930 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Bank of mum & dad until completion and then a credit card loan.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • Lungboy
    Lungboy Posts: 1,953 Forumite
    Part of the Furniture 1,000 Posts
    I'd be tempted to risk getting a money transfer card and hope like mad you don't get re-credit checked again.
  • HouseBuyer77
    HouseBuyer77 Posts: 961 Forumite
    Fifth Anniversary Combo Breaker
    Taking on extra credit doesn't mean you'd definitely loose the mortgage. You could always phone your mortgage provider and find out if they'd accept you taking on further credit just before contract exchange/completion.
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Pixie5740 wrote: »
    Cash purchasers can make their own arrangements to pay SDLT. Those requiring a mortgage must lodge their SDLT funds with their mortgage lender's solicitor before completion.
    Strictly speaking - though usually it's the same solicitor.
  • onlyroz
    onlyroz Posts: 17,661 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    If going through with this house purchase means that you're so stretched financially that you can't cope with an emergency situation, then perhaps you shouldn't be going through with the sale at all.
  • Tygermoth
    Tygermoth Posts: 1,413 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 27 January 2016 at 8:08AM
    could you get family to help?
    Please note I have a cognitive disability - as such my wording can be a bit off, muddled, misspelt or in some cases i can miss out some words totally...
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