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their mistake

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hello,
an oil company recently (last oct) took 300 quid out of my account for a payment, then returned it a day later but still delivered the oil. the payment was fine, plenty of money in there, so it was their mistake. only now, when i have no money after xmas, are they trying to get it back.
do i have any rights here, or am i doomed to pay them back?

thanks

colin wurbs

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yes. You have the right to pay them their money, but to keep any interest you've gained from keeping it in the bank.
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    If it was the other way round, and they'd taken the money and hadn't delivered the oil, you wouldn't even ask the question - you'd expect the oil to be delivered straight away or an immediate refund.


    Mistakes happen, and they need to be put right, so, yes, you do need to pay them.


    As the oil was delivered, perhaps it would have been best to put the money aside, rather than spend it, as you knew you'd have to pay for the oil at some point.


    But as you've spent the money, contact them to explain this, and ask if they'll accept the money to be paid in installments
    Early retired - 18th December 2014
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  • enthusiasticsaver
    enthusiasticsaver Posts: 16,054 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I agree with the posts above. You received the oil so you have to pay them back. Did you alert them to the fact they mistakenly recredited your account? Either way you should have kept the money aside.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • Wheres_My_Cashback
    Wheres_My_Cashback Posts: 4,394 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 25 January 2016 at 5:54PM
    is your name Mr T ?

    images?q=tbn:ANd9GcQq5UdKcofh5S2MJ7VVt5fQ9JPbgMqXnnTaTwqfYWm6hGokNqxfwA
  • is your name Mr T ?

    images?q=tbn:ANd9GcQq5UdKcofh5S2MJ7VVt5fQ9JPbgMqXnnTaTwqfYWm6hGokNqxfwA

    My parents used to have one of those on the landing. It was hideous!!!
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Another question asking what to do with regards money and do they return the money.
  • I thought Mr T looked
    more like this
    images?q=tbn:ANd9GcSmNJ5IzKHgSWsZG8S9pf3_VewqP7Rg4h1XVwlmk4MIMfwq1rweJQ
  • marleyboy
    marleyboy Posts: 16,698 Forumite
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    Your as doomed to pay them as you were doomed in being forced to use the oil.
    :A:dance:1+1+1=1:dance::A
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  • marleyboy wrote: »
    Your as doomed to pay them as you were doomed in being forced to use the oil.
    That's just made me think of something:D

    You might be within your rights to insist they come and take the oil back instead; after all, they returned the money to you without any agreement! It's possible that it may be impractical for them to do so, or even that it would hardly be worth the trouble and expense.
  • marleyboy
    marleyboy Posts: 16,698 Forumite
    10,000 Posts Combo Breaker
    I guess if they turn around and specifically say they cannot be bothered to collect it, so you can keep it. You could be justified in using it up. ;) Not very likely though is it? :D
    :A:dance:1+1+1=1:dance::A
    "Marleyboy you are a legend!"
    MarleyBoy "You are the Greatest"
    Marleyboy You Are A Legend!
    Marleyboy speaks sense
    marleyboy (total legend)
    Marleyboy - You are, indeed, a legend.
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