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Never missed a payment, poor credit score?

We checked my partner credit history today on noddle and when he last checked in 2014 it was 4/5 but today its 1/5 and 548 in the credit score section.

We've never missed any payments on his phone bill, bank, catalogue, small loan and insurance etc.

Is there something we can do to improve this? I don't understand why it would be so low :(
Car Fund: £0/£2000
Remember you're a womble 2016 #14
Pay ALL your debt by 2016 #57: £0/£8000

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 25 January 2016 at 2:11PM
    You don't need to do anything to improve it, as it's meaningless. The random fluctuation in scores is purely to encourage you to buy some of the additional services from the CRAs.

    Just check that all the data on your files is accurate, including electoral roll, financial associates and so on.
  • pappa_golf
    pappa_golf Posts: 8,895 Forumite
    1,000 Posts Combo Breaker
    Intheattic wrote: »
    We checked my partner credit history today on noddle and when he last checked in 2014 it was 4/5 but today its 1/5 and 548 in the credit score section.

    We've never missed any payments on his phone bill, bank, catalogue, small loan and insurance etc.

    Is there something we can do to improve this? I don't understand why it would be so low :(


    would you like to buy a new credit score? , 999 ones are available on ebay , but just like the one you are seeing at the website , the ones on ebay are made up as well
    Save a Rachael

    buy a share in crapita
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Registered on the electoral roll?
  • chuckley
    chuckley Posts: 4,405 Forumite
    Part of the Furniture
    In all seriousness a 999 score isn't going to make you any happier in life. The same way 3000 Instagram likes on a damn filtered pic isn't going to fulfil your dreams.
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