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Eligibility Tracker 95% Yes|Card Co No
CJ1806
Posts: 1 Newbie
in Credit cards
So I watched the programme last night and used the eligibility tracker as advised, to check if I could get a card to use for balance transfers.
MBNA came up with two offers, both with a 95% likelihood of a 'yes' and if used the eligibility route so as not to leave a record on my credit file.
Imagine my surprised when I applied for the MBNA card and the response was referred. Which, in my experience, is a no.
No I have two records on my credit file. I've not applied for anything in ages and all my payments are are up to date.
Perplexed and somewhat annoyed,
from Leeds
MBNA came up with two offers, both with a 95% likelihood of a 'yes' and if used the eligibility route so as not to leave a record on my credit file.
Imagine my surprised when I applied for the MBNA card and the response was referred. Which, in my experience, is a no.
No I have two records on my credit file. I've not applied for anything in ages and all my payments are are up to date.
Perplexed and somewhat annoyed,
from Leeds
0
Comments
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A referral is not a decline. It's a referral and may go either way.
95% chance of acceptance means 5% chance of rejection.0
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