We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Mortgage Protection Insurance

Hi - is mortgage protection (just life insurance cover) the same as ppi?

Comments

  • dunstonh
    dunstonh Posts: 120,844 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    zooms11 wrote: »
    Hi - is mortgage protection (just life insurance cover) the same as ppi?

    No. Life assurance has as much in common as PPI as car insurance.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    zooms11 wrote: »
    Hi - is mortgage protection (just life insurance cover) the same as ppi?
    No.
    Payment Protection Insurance (PPI) protects against being unable to pay debt on specific finance (such as loans and credit cards) in the event of unemployment.

    Life Insurance pays out a lump sum in the event of the policy holder's death.

    The two types of policy are entirely unrelated and it would be difficult to argue life insurance was mis-sold unless you are immortal...
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.4K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.5K Work, Benefits & Business
  • 602.8K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.