Earning additional £1.50 with coop Coop Debitcard Incentive scheme

Flyonthewall

The scheme, from what I can see, involves meeting other requirements and states the £1.50 is an additional reward. I assume you meet them requirements else this is pointless anyway.

You keep stating for 3 minutes work yet you've not worked out how to shorten it to that yet!

If you set ebay to remember your Paypal then transactions on ebay can be done quicker.

Would you not do better seeing if you buy anything throughout the month and then buying the 1p items at the end of the month? May be less to buy then (therefore less time spent buying and less items you don't actually want).

I'd suggest you look at the T&Cs. 10.6.4 (page 5) about terminations and it states "you are acting dishonestly and/or abusing or attempting to abuse the Rewards Scheme." Buying 30 items at 1p items every month to get the reward may fall under this, especially if you keep buying the same (useless/rubbish) items. Looks suspicious.

RFW

adindas wrote: »

Also how could they prove/get info regarding the Reward you are aiming. It is not under their control.

They don't have to prove anything, if they're suspicious they'll close your account.
Co-op used to be quite ruthless at closing accounts down, not had much experience of them in the last 20+ years. Mostly because they closed my account down with little warning and not much reason.

Flyonthewall

adindas wrote: »

Thanks Good point. I am not aware about this. This is very good for discussion. I wonder how Coop will see this. prove/ know this.

Also how could they prove/get info regarding the Reward you are aiming. It is not under their control.

It might be they could just see that 1p transaction will earn 5P ....
I wonder whether they are going to spend time for 5p reward per transaction ...

As RFW said, they don't need to prove anything.

It may only be 5p per transaction, but the amount is irrelevant. They've spent time and money creating the 5p reward offer, they won't think twice about spending a second to cancel that if they believe you're abusing it.

They don't need much information, just the transaction details. They'll have that, they're bound to, they're the bank dealing with the transaction.

soolin

adindas wrote: »

I have done this. So any transaction just to be done in a small window.



That is definitely business as usual for the item you want to buy anyway which wilt count as 5p cashback per transaction



Thanks Good point. I am not aware about this. This is very good for discussion. I wonder how Coop will see this. prove/ know this.

Also how could they prove/get info regarding the Reward you are aiming. It is not under their control.

It might be they could just see that 1p transaction will earn 5P ....
I wonder whether they are going to spend time for 5p reward per transaction ...

I also would urge caution.

You ask how the Co Op would prove this- you do realise that a) they can see the transactions and b) they don't have to prove anything.

For the sake of £1.20 a month plus 30 bits of tat is it worth even considering risking your account? I don't think the statement

"you are acting dishonestly and/or abusing or attempting to abuse the Rewards Scheme."

is ambiguous at all.

I would also question the item item spent if you do go ahead, even allowing for you finding an item, hitting BIN, waiting for page to load, hitting pay and then waiting for transaction is likely to take a minute an item, it's not just your speed it is the speed at which ebay and paypal load the pages that will matter as well. So for £1.20 a month you are likely to be spending 30 minutes.

Lastly, I wonder what paypal would think about someone buying 30 1p items a month via bank card , like banks , paypal are also very trigger happy if they think there is something dodgy going on and are likely to pull an account first and ask questions later.