We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

which bank account?

Options
wanting to open a basic bank account online as we are going to be starting up a DMP.

which come recommended?

cant have lloyds as we have debts with them

we have barlcaycard debts so assume we cant have a barclays one either?

hsbc says online applications are taking over a week - really wanting it sooner

thank you
Started comping October 2011, no wins as of yet. Would really love to win a short uk break so we can take the children away :D Thank you to everyone who takes the times to post competitions and good luck:j

Comments

  • Can't you go and open an account in person at HSBC?
    I have a basic account with them, which I opened in person on the day. Also had a basic account at Yorkshire bank which was ok (just no good when I wanted a current account).
  • gawebb99
    gawebb99 Posts: 309 Forumite
    ive just opened one online literally now for nationwide !

    my husband is worying about not paying anyone for a month or two whilst the dmp is set up. ive assured him its fine
    Started comping October 2011, no wins as of yet. Would really love to win a short uk break so we can take the children away :D Thank you to everyone who takes the times to post competitions and good luck:j
  • gawebb99
    gawebb99 Posts: 309 Forumite
    the trouble is, nationwide will send us details within 5 days of what we need to provide once we've sent those back, it'll be another 10 days before we receive our account details. so over 2 weeks. what do we do in the mean time?!
    Started comping October 2011, no wins as of yet. Would really love to win a short uk break so we can take the children away :D Thank you to everyone who takes the times to post competitions and good luck:j
  • sourcrates
    sourcrates Posts: 31,516 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    gawebb99 wrote: »
    ive just opened one online literally now for nationwide !

    my husband is worying about not paying anyone for a month or two whilst the dmp is set up. ive assured him its fine

    Nothing will happen !!!!

    Tell him to stop panicking, what exactly is he worried about ?

    Debt collection can take years, missing a few months payments is nothing, you may get calls and letters, you simply tell them you are consulting with stepchange and hang up, polite, but firm.

    I know it seems alien to miss payments, but he needs to wise up a little and realise these steps need to be taken, there just moves in the dance, that's it !!!
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.