which bank account?

gawebb99

wanting to open a basic bank account online as we are going to be starting up a DMP.

which come recommended?

cant have lloyds as we have debts with them

we have barlcaycard debts so assume we cant have a barclays one either?

hsbc says online applications are taking over a week - really wanting it sooner

thank you

crazy_cat_lady

Can't you go and open an account in person at HSBC?
I have a basic account with them, which I opened in person on the day. Also had a basic account at Yorkshire bank which was ok (just no good when I wanted a current account).

gawebb99

ive just opened one online literally now for nationwide !

my husband is worying about not paying anyone for a month or two whilst the dmp is set up. ive assured him its fine

gawebb99

the trouble is, nationwide will send us details within 5 days of what we need to provide once we've sent those back, it'll be another 10 days before we receive our account details. so over 2 weeks. what do we do in the mean time?!

sourcrates

gawebb99 wrote: »

ive just opened one online literally now for nationwide !

my husband is worying about not paying anyone for a month or two whilst the dmp is set up. ive assured him its fine

Nothing will happen !!!!

Tell him to stop panicking, what exactly is he worried about ?

Debt collection can take years, missing a few months payments is nothing, you may get calls and letters, you simply tell them you are consulting with stepchange and hang up, polite, but firm.

I know it seems alien to miss payments, but he needs to wise up a little and realise these steps need to be taken, there just moves in the dance, that's it !!!