HPC-TheCountOfNowhere

westernpromise

mayonnaise wrote: »

He has dedicated a thread to himself, reaching the milestone of 20,000 posts.
http://www.housepricecrash.co.uk/forum/index.php?/topic/208145-20000-postsheres-what-i-have-seen/
And the HPC collective congratulate him on being wrong for the past 10 or so years. Madness. :rotfl:

This bit is pretty horrifying:

"I have children"

What chance do they have growing up under the influence of that mentality?

Even now they've all moved to France?

System

He's basically been miserable and angry for 9 years. What a waste of life.

I dread to think what level of crash he needs just to break even.

mystic_trev

mayonnaise wrote: »

He has dedicated a thread to himself, reaching the milestone of 20,000 posts.
http://www.housepricecrash.co.uk/forum/index.php?/topic/208145-20000-postsheres-what-i-have-seen/
And the HPC collective congratulate him on being wrong for the past 10 or so years. Madness. :rotfl:

Interesting thread and a great insight to the mentality of the people who frequent HPC.

Let's face it, anyone who STR'd in 2005 and hasn't bought since, has got to be completely barking.

I have to admit to quite enjoying watching them get angrier and more disillusioned as another year passes.

HPC.com Being wrong since 2003

Out,_Vile_Jelly

Funny lot as they are, I do think it's a bit mean to start threads that specifically name a poster in order to mock them.

mystic_trev

Out,_Vile_Jelly wrote: »

Funny lot as they are, I do think it's a bit mean to start threads that specifically name a poster in order to mock them.

Agreed. I did ask the mods to move it to the HPC thread.

TheeMaskedTurnip

mayonnaise wrote: »

He has dedicated a thread to himself, reaching the milestone of 20,000 posts.
http://www.housepricecrash.co.uk/forum/index.php?/topic/208145-20000-postsheres-what-i-have-seen/
And the HPC collective congratulate him on being wrong for the past 10 or so years. Madness. :rotfl:

What a prize twit.

By that I mean TCON not your good self.

Notice the complete tool mentions nothing in his pathetic life story about moving to France.

MARTYM8`

westernpromise wrote: »

So the more money they lose, the better off they are.

Thanks for that insight.

No – its merely pointing out the rather obvious.

Unless you are exiting the market or downsizing then house price rises may not actually work in your favour if you only own one home and look to upsize. Cos you actually do need a home to live in!

The price of the house is academic and a matter of opinion at any one time unless you are moving – your mortgage payments are real!

So to repeat again:

You buy a flat for £200k – prices double to £400k. Great you have made a ‘£200k’ profit.

But you have kids and want to buy a house. That house was £300k when you bought the flat but now its also doubled in price. So now it costs £600k. So now you need to pay £200k more to buy it rather than £100k more.

So your mortgage is £100k higher than it would have been as you now have to pay £100k more to buy the house even allowing for your supposed £200k ‘profit’.

So for up to 25 years you are paying interest on £100k more and repaying £100k more to your bank than you would have done had prices not increased just to live in the same place. Of course you could always sell up and sleep rough?!

Now clearly your kids or the old peoples home may reap the benefits one day of your home – but you may well not if you actually live in the place till you pop your clogs as in reality most people do.

So yes maybe they might have sold at a loss - but as has been demonstrated their total costs/mortgage payments for the better place they are moving to would be much lower. So they actually save money on their monthly mortgage payments - which are of course very real unlike their 'house price' which only matters if and when they sell.

Comprende?!

anchovypizza

Joeskeppi wrote: »

He's basically been miserable and angry for 9 years. What a waste of life.

I dread to think what level of crash he needs just to break even.

Do you know this guy personally?, or are you just making yet another stupid generalisation at someone whose views you quite clearly do not like to a handful of MSE posters who seem to do the very same thing and pat your back for it.

This is now the second HPC vitriolic thread on the same page where appreciation of any post on that HPC siteis not tolerated, and there really are some good posts just that people like you are so filled with hate and anger that you cannot see them.

You do not know any of them personally Skeppi, so stop making out you do. There are serious issues in the housing market, and perfectly reasonable people are addressing the issues in debate whether you like it or not, so just grow up.

mayonnaise

anchovypizza wrote: »

Do you know this guy personally?, or are you just making yet another stupid generalisation at someone whose views you quite clearly do not like to a handful of MSE posters who seem to do the very same thing and pat your back for it.

This is now the second HPC vitriolic thread on the same page where appreciation of any post on that HPC siteis not tolerated, and there really are some good posts just that people like you are so filled with hate and anger that you cannot see them.

You do not know any of them personally Skeppi, so stop making out you do. There are serious issues in the housing market, and perfectly reasonable people are addressing the issues in debate whether you like it or not, so just grow up.

And still you prefer to post here, a hidden backwater populated by a dozen angry vitriolic posters.
While you could sign up on HPC and partake in thoughtful, balanced debate addressing serious issues in the housing markets.
You're a funny laddie.

System

anchovypizza wrote: »

Do you know this guy personally?, or are you just making yet another stupid generalisation

people like you are so filled with hate and anger that you cannot see them.

You do not know any of them personally Skeppi, so stop making out you do.

Do you see the hypocrisy in this post by any chance? I've chopped the ranty boring bits out to help you see it