Noddle unreliable kif not dangerous

gokane

I have just spent the ;last couple of days checking my credit score with Equifax, Experian and Noddle. Noddle gives me the lowest score possible while Experian gives the highest score possible, with Equifax in the top third ratings. I also have a friend who checked with Noddle and he too has the lowest rating again not relfected by any other mroe reliable ratings agency. Be warned you cannot reply on this site's rating and one wonders if it is because it also offers a commercial 'Imporvment' service. Any comments?

molerat

You cannot rely on any of their [strike]made up numbers[/strike] ratings. You can only rely on the facts reported - do all 3 agree

[Deleted User]

gokane wrote: »

I have just spent the ;last couple of days checking my credit score with Equifax, Experian and Noddle.....


Any comments?

Yes. You've wasted two days of your life.

MARTYM8`

I have a higher 'score' with Noddle than the others.

Doesn't mean much though - but at least I am not paying for it.

pcman1985

My number (not score) is higher on Noddle than it was on Equifax and always has been, and by Equifax I mean Clearscore of Course. Funny enough although randomly generated my number in Clearscore has never changed :rotfl::rotfl:

Caz3121

we moved house in August and electoral role confirmed by Clearscore this month but Noddle still shows not listed at current address (report came after the Clearscore one) so looks like they get information at different times
I know the 'scores' mean diddly squat but I am more interested in checking the information on there is accurate

pvt

gokane wrote: »

Noddle gives me the lowest score possible while Experian gives the highest score possible

This succinctly shows the real value of both company's scores.

MEM62

gokane wrote: »

I have just spent the ;last couple of days checking my credit score with Equifax, Experian and Noddle. Noddle gives me the lowest score possible while Experian gives the highest score possible, with Equifax in the top third ratings. I also have a friend who checked with Noddle and he too has the lowest rating again not relfected by any other mroe reliable ratings agency. Be warned you cannot reply on this site's rating and one wonders if it is because it also offers a commercial 'Imporvment' service. Any comments?

So what? The scores are meaningless.

chriskv

My fiance has a credit score of 993 on experian while I have 702.
When we last checked Barclays was willing to give me a £20,000 loan while they wouldn't even consider her . Scores don't mean anything . Its the same as me telling you a random number.

Feral_Moon

Credit scores are not worth the paper they're written on. No lender takes any notice of them, they use their own scoring criteria.

rizla_king

jst use it to check your callcredit data is correct without a fee.

anything else to do with score etc is wrthless so ignore it