Balance transfers

kelly200

Hey, I need help i recently applied for a barclaycard to transfer my balances because of my interest every month of 50pounds on my halifax card i have other credit cards two natwest halifax and and marks and spencer credit card i wanted to transfer 4.000 from my halifax to the barclaycard and put the wrong information on the application i was applying for 36mts on balances transfers. i corrected the mistake by writing in, barclaycard just offered me alternative card 18mths on balance transfer with a 29.9 apr. i rejected the offer. don't know want to do next . need a longer period and lower apr. what shall i do i don't this mistake to affect me.
any suggestions?

[Deleted User]

You should have accepted the 18mths, since you already had the search against you. The 29.9% was your go to rate, not the BT rate. It's now going to be a little more difficult to be accepted.

If you make another application and are accepted, do NOT reject that one.

kelly200

Its just that i added more cards to my application and i didnt know how much credit limit barclaycard was give me and i wanted least 4000
balance transfer. Would you suggest i wait a year before applying again even tho i paying 50pounds a mth interest on the halifax