is this normal savings behaviour

polarization

nicknameless wrote: »

Just do it now. Your thinking is likely to be a little different in 10,15,20 years and awful decisions like not taking this free money are likely to be regretted.

I would take this offer as it means that for every £80 you put in, you will have £200 in your pension pots (£80 take home salary + £20 Tax + £100 "Free" money from your company).

Of course, it all depends on everyone's financial circumstances.

joeblags

I can for sure afford to , I manage to put away every 4 weeks 250 into tsb saver and £400 into the Lloyds monthly saver aswell.

Maximum_Saving

Hello there. This seems like normal savings behaviour. Personally I love regular savers because the balance gets higher every month. In the end the money is given to me with its interest. Using a regular saver is one of the best ways to save. You can spend some of your saved money on essentials like new flooring. I think that this is very acceptable. It is much more sensible that spending on a credit card. Yes, you are being sensible with your money.

N1AK

fromtheshires wrote: »

Saving becomes a [STRIKE]game[/STRIKE] obsession.

Joking aside, there is a different mindset when regularly saving; you start to think of money as something to be accumulated rather than just a way of acquiring other things. The trick, as with almost everything, is moderation. If you're depriving yourself of things you really want and could afford to save money you don't need...