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Car in ditch on hitting ice. URGENT advice please

245

Comments

  • SailorSam
    SailorSam Posts: 22,754 Forumite
    10,000 Posts Combo Breaker
    You may find the police beat you to it and remove it themselves if you plan on leaving it overnight.

    I had a car stolen once, i had to park in the next street so never knew it had gone until the Monday morning, i'd parked up on the Friday. When i called the Police they said it had been found on the Friday night, a write-off, it had been set on fire, Nobody had come to my house to let me know all over the weekend, But they said to me if i didn't move it,they would and charge me.
    Liverpool is one of the wonders of Britain,
    What it may grow to in time, I know not what.

    Daniel Defoe: 1725.
  • EdGasket
    EdGasket Posts: 3,503 Forumite
    edited 18 January 2016 at 11:25PM
    With AutoAid you can just call whoever you want to get you out of the ditch and send AutoAid the bill; thats what I did and they paid. Fortunately in my case there was no damage to the car. Tow out of the ditch was about £70; it would be extra if they have to take your car somewhere.

    Ref "However, if the car isn't drivable, getting it onto my drive will be difficult/impossible."
    Can't you just push it onto your drive with the help of the recovery man?
  • konark
    konark Posts: 1,260 Forumite
    No the AA won't rescue you if it's an accident, only a breakdown. .

    That's why I'm not with the AA!
  • Zandoni
    Zandoni Posts: 3,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    A local farmer might help for a few quid.
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Remember with insurance accidents an claims are separate notifications.
  • bigjl
    bigjl Posts: 6,457 Forumite
    grazie wrote: »
    Some shrubs and small trees have been driven over. That's it as far as I could tell. I'm pretty sure these are natural and wouldn't have been planted. I don't believe this damage would require me contacting the police, but of course others may disagree.

    I doubt that these shrubs would have caused much damage, but let's not forget that if it is a drainage ditch you could be blocking it.
  • grazie
    grazie Posts: 10 Forumite
    Remember with insurance accidents an claims are separate notifications.

    I don't understand what you mean here. Surely, a claim is what matters, whether it's for an accident, damage or anything else.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    grazie wrote: »
    I don't understand what you mean here. Surely, a claim is what matters, whether it's for an accident, damage or anything else.
    True. But you also need to notify accidents that you haven't claimed for.
  • grazie
    grazie Posts: 10 Forumite
    edited 19 January 2016 at 12:53PM
    AdrianC wrote: »
    True. But you also need to notify accidents that you haven't claimed for.

    As I understand it, you don't.

    What's the definition of an accident? If you take off your wing mirror reversing past your gate post, that could be termed an accident, but you don't have to inform your insurance company about it.
  • Quentin
    Quentin Posts: 40,405 Forumite
    grazie wrote: »
    If you take off your wing mirror reversing past your gate post, that could be termed an accident, but you don't have to inform your insurance company about it.
    Strictly speaking you do.


    (Most wouldn't!!)


    Your policy ts + cs will require you to inform them of any losses/incidents you are involved in.
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