Nationwide Flex Direct (After 12 months)

GTR_King

Eco Miser: Thanks for that info... will look into it but not sure as won't pay in £1500/have dds as don't wanna switch my main account

Colsten I would do that but you can only have 2 TSB 5% saver In your name... 1 sole & 1 joint.. don't think you can close & apply again... think you gotta wait 12 months

Eco_Miser

Paying £1500 each month into an instant access account containing £4000 is NOT a problem. Finding two DDs isn't much of a problem either. search for Tesco Internet Saver.

YorkshireBoy

GTR_King wrote: »

Colsten I would do that but you can only have 2 TSB 5% saver In your name... 1 sole & 1 joint.. don't think you can close & apply again... think you gotta wait 12 months

I think you should take some time out and do the following:

1. Read the T&Cs (of both the TSB Classic Plus, and the associated TSB regular saver), and

2. Read the replies you're getting again, until the penny drops!

GTR_King

ok thanks will do

Eco Miser: if i switched my main account to club lloyds then that would be a good account for me

GTR_King

Update

My Flex Direct ends in September...

I Have message nationwide & asked to downgraded it to Flex Basic (Waiting for reply)

What other account can I open/transfer to that has 3% or more interest each month.

YorkshireBoy

GTR_King wrote: »

What other account can I open/transfer to that has 3% or more interest each month.

Post #20 supplied a link to the best interest rates.


You then thanked that poster in post #22 and said you'd "look into it".


You haven't looked into it have you?

GTR_King

I have looked at Lloyds won't have enough £ to get the 3%

I Have looked at that link..

The only once I can see on money supermarket is

Flex Diret (Got)
TSB Classic Plus (Got)
Santander 123 (Not got)

I have looked at all the advice given on here

YorkshireBoy

GTR_King wrote: »

I Have looked at that link..

Look again.

I have looked at all the advice given on here

Why have you discounted the advice given in post #3?

colsten

GTR_King wrote: »

I Have message nationwide & asked to downgraded it to Flex Basic

That is not likely something they will do for you as the FlexBasic is for people who aren't able to get a "real" current account, which clearly doesn't include yourself.

You could, however, ask to downgrade to a FlexAccount. You should ring them (0800 302010) on the day you want to downgrade, and allow about 45 minutes for the call as they will read out a lot of T&Cs to you. Closing the FlexDirect would be a whole lot simpler.

GTR_King

I meant flex account sorry