We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Store cards/ Debenhams- any luck re-claiming?

Hello,

I was reading an article in the 'Mirror' recently about claiming back PPI from Debenhams. Did anyone see the article?

I've had success at reclaiming back PPI from my credit card and my bank for loans and i was wondering if anyone here has actually had any luck really from trying to reclaim from Debenhams cards,
which was Santander now New Day.

I'm just thinking will it be a wasted effort trying so I would be interested to hear any success stories!

Thanks!

;)

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yes, people have been successful.
  • Poppy9
    Poppy9 Posts: 18,833 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Can you link to article. I have the original Debenhams store card - not a CC. I tried to claim many years ago and they didn't respond to me after 1st letter.
    :) ~Laugh and the world laughs with you, weep and you weep alone.~:)
  • Nasqueron
    Nasqueron Posts: 11,425 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Poppy9 wrote: »
    Can you link to article. I have the original Debenhams store card - not a CC. I tried to claim many years ago and they didn't respond to me after 1st letter.

    You'll have to check with them directly to see if they rejected it and you simply didn't get the mail - if you have complained and they responded then you can be time-barred - you can't complain about the same product twice if you have been rejected

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • SueMaggie
    SueMaggie Posts: 2,006 Forumite
    Poppy9 wrote: »
    Can you link to article. I have the original Debenhams store card - not a CC. I tried to claim many years ago and they didn't respond to me after 1st letter.

    I think this may be the article http://www.mirror.co.uk/money/you-used-store-card-1990s-7114139
  • Nasqueron
    Nasqueron Posts: 11,425 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The article is a bit optimistic as pre 2005 sales were not covered by regulation and thus can be rejected without a second thought and then you are at the mercy of the underwriter who didn't sell you anything

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.