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Credit searches
A4445
Posts: 1,103 Forumite
When you apply for credit and potential creditors look at your credit file can the see who provides credit cards on your file or do they just see credit card, balance and limit?
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Comments
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Yes they can see who issued the card, but not the type of card. They also see current balance, statement balance, your history of payments (eg. do you only pay the minimum amount) in addition to the actual limit.0
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Are you sure? Previously (a few years ago) I found a reliable source that said they couldn't see the provider name. Do you have a link to a reliable source that says they now can?marty2be2000 wrote: »Yes they can see who issued the card0 -
Hi, They cannot see the name of the organisation.
In my work we have access to Experian - we use this data to trace customers and check any adverse data before applying to the courts for CCJ.
The experian report will only say Account Type credit card - organisation Bank/Financial institution. It will not show the name of the bank.0
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