50% Discount on Equifax Credit Report & Score

Comedy · 15 January 2016 at 2:19PM

I know that there are threads and guides around how these products are available a lot cheaper using the £2 statutory report but I thought I would share this.

I just called Equifax to see what is in the statutory report vs the £14.99 plan and found out they are exactly the same - shown in the same format on the same website. I check my credit frequently but figured I could cut this down to once a month to make the saving and forgo the score completely, as it's more for vanity than relevance.

The rep on the phone immediately offered me 6 months of the £14.99 service at £7.45 and told me that if I called in the 6th month to ask for the discount again I should get it.

Maybe this isn't one for everyone but for those that need to check more than once it is a good line to go in with 'I am happy without the score and getting just one report a month'. Seems to instantly attract the discount.

Here's what I was just sent:

[FONT=&quot]Original price: [/FONT][FONT=&quot]£14.94[/FONT][FONT=&quot]
[FONT=&quot]Refund due: [/FONT]£14.94 [/FONT]
[FONT=&quot]The refund amount will be applied to the credit or debit card you used to make your purchase.[/FONT]

[FONT=&quot]New price: [/FONT][FONT=&quot]£7.45[/FONT]
[FONT=&quot]Your payment card will be charged £7.45 today and then on or around the 15th of each month thereafter. We'll email you if there are any changes to your payments. [/FONT]