We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

12 Year Old Cheque Reissue?

Back in December 2003, I started working for a company. My first payslip was a cheque (issued January 2004). I lost it, I thought forever. But just now, in moving house, I've found it!


However, the company said that because it is twelve years old, they cannot reissue it. They won't give me any reason beyond "twelve years old".


Can I get a reissue from them? I worked for them and have not been paid. I need to know my rights and specific laws relating to this.


My deepest thanks in advance for any help or advice offered.


Kind regards,


Bryan

Comments

  • SuperHan
    SuperHan Posts: 2,269 Forumite
    Part of the Furniture 1,000 Posts
    You're unlikely to have any success. Debts become statute barred after 6 years, so you don't really have a claim.


    Not much use to you now, but you should have asked them to reissue it when you lost it in the first place.
  • FOREVER21
    FOREVER21 Posts: 1,729 Forumite
    Energy Saving Champion I've been Money Tipped!
    edited 14 January 2016 at 10:33AM
    Did you tell your employer that the cheque was missing in 2004?
    If so their records should help your claim.
  • Undervalued
    Undervalued Posts: 9,830 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If you have not chased this in any way during the last six years (five in Scotland) then it is statute barred so, although they theoretically still owe you the money, there is no legal way to force them to pay.
  • paddyrg
    paddyrg Posts: 13,543 Forumite
    Books are closed, many tax and accounting years have passed, records probably long disposed of, suspect you've missed the boat somewhat. The M6 Toll Road opened, and Brookside had only just been axed, Blair was still popular.
  • Pennywise
    Pennywise Posts: 13,468 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You could try to bank it. The bank may not notice it's so old as cheques often only get a cursory glance sometimes. Obviously if it's drawn on a bank that's shut down, it won't get cashed, and if the cheque design has changed over the years it's more likely to be noticed. The thing is that the banks only "read" the amount in figures and the numbers printed on the bottom of the cheque - they don't automatically read the date, so it could well go through. If the employer noticed it on their bank statements, I'm sure they could dispute it and get a charge back, but it may be worth trying.
  • Money_maker
    Money_maker Posts: 5,471 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If you try as above, use the machines to deposit the cheque, the ones that read the cheque inside branches. I got round one with an error that way too.
    Please do not quote spam as this enables it to 'live on' once the spam post is removed. ;)

    If you quote me, don't forget the capital 'M'

    Declutterers of the world - unite! :rotfl::rotfl:
  • Caz3121
    Caz3121 Posts: 15,906 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    the time to request the cheque stopped and reissued was 12 years ago!
  • fairy_lights
    fairy_lights Posts: 9,220 Forumite
    Why on earth didn't you ask your employer to cancel the cheque and write you a new one back when you first lost it? Have you been waiting all these years for it to turn up?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.