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My Barclays Bank account closed!

Broken_Arrowes
Broken_Arrowes Posts: 30 Forumite
in Consumer rights
So my bank account got closed because someone complained about a transcation. Barclays are now asking for proof of my money [around £4,000]. They said proof such as wages/government funds?!?!

I don't work or receive wages. Most of my money has come from my parents and selling things on eBay and car boot sales.

What can I do? They are behaving like they have control over it, saying that I sourced the money so I should know how to proof it!?!

Please help
«13

Comments

  • powerful_Rogue
    powerful_Rogue Posts: 8,659 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Broken_Arrowes wrote: »
    So my bank account got closed because someone complained about a transcation. Barclays are now asking for proof of my money [around £4,000]. They said proof such as wages/government funds?!?!

    I don't work or receive wages. Most of my money has come from my parents and selling things on eBay and car boot sales.

    What can I do? They are behaving like they have control over it, saying that I sourced the money so I should know how to proof it!?!

    Please help

    As mentioned in your previous two threads - Potential money laundering.

    https://forums.moneysavingexpert.com/discussion/5387569
    https://forums.moneysavingexpert.com/discussion/5390428
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Broken_Arrowes wrote: »
    So my bank account got closed because someone complained about a transcation. Barclays are now asking for proof of my money [around £4,000]. They said proof such as wages/government funds?!?!

    I don't work or receive wages. Most of my money has come from my parents and selling things on eBay and car boot sales.

    What can I do? They are behaving like they have control over it, saying that I sourced the money so I should know how to proof it!?!

    Please help


    £4000 is a lot of income for someone who doesn't work. Aside from money laundering there's also tax evasion on the ebay/car boot income.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    Barclays do have control over your account. If they're asking for proof of funds, you'll need to provide it. You must have a record of your Ebay stuff at least ? Can your parents provide proof for you too ?
  • powerful_Rogue
    powerful_Rogue Posts: 8,659 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Broken_Arrowes wrote: »

    I don't work or receive wages.

    Oh I think you do!
    Broken_Arrowes wrote: »
    Never happened to me before since I have accumulated over 500,000 sales on eBay
    Broken_Arrowes wrote: »
    I sell cases etc on eBay
  • Broken_Arrowes
    Broken_Arrowes Posts: 30 Forumite
    meer53 wrote: »
    Barclays do have control over your account. If they're asking for proof of funds, you'll need to provide it. You must have a record of your Ebay stuff at least ? Can your parents provide proof for you too ?
    Yes I have records of eBay funds but some funds, I have physically went into the branch to deposit. How can my parents proof they gave me money?
  • Broken_Arrowes
    Broken_Arrowes Posts: 30 Forumite
    powerful_Rogue wrote: »
    Oh I think you do!
    In terms of wages / salary
  • powerful_Rogue
    powerful_Rogue Posts: 8,659 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Broken_Arrowes wrote: »
    In terms of wages / salary

    So as you're self employed, you must have upto date accounts that you can present to the bank.
  • powerful_Rogue
    powerful_Rogue Posts: 8,659 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Broken_Arrowes wrote: »
    Yes I have records of eBay funds but some funds, I have physically went into the branch to deposit. How can my parents proof they gave me money?

    Your parents can provide you with a bank statement showing them withdrawing the money from their account.
  • Broken_Arrowes
    Broken_Arrowes Posts: 30 Forumite
    powerful_Rogue wrote: »
    Oh I think you do!
    powerful_Rogue wrote: »
    Your parents can provide you with a bank statement showing them withdrawing the money from their account.
    That's fine (: what about funds I've made from car boot sale?
  • powerful_Rogue
    powerful_Rogue Posts: 8,659 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Broken_Arrowes wrote: »
    That's fine (: what about funds I've made from car boot sale?

    How much are you talking about?
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