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hi, newbie with a lot of questions

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Comments

  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    it's scary when you list it like that isn't it. Just bumping for others who are far better at this than me but:

    I can't see any gas, electric or water on there.
    Also you mention car payments and petrol but what about services, MOT etc, does that tax include car tax?

    Good luck with the spending diary.
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
  • FrugalJo
    FrugalJo Posts: 549 Forumite
    Part of the Furniture Combo Breaker
    Kammy
    Found this template earlier this morning lists most outgoings:
    http://www.britishinvasion.co.uk/soa/soaedit.php
    The man who removes a mountain begins by carrying away small stones. - Chinese Proverb
    Jo
  • kammyTT
    kammyTT Posts: 10 Forumite
    ill go through it in more detail and get back to you guys asap
  • kammyTT
    kammyTT Posts: 10 Forumite
    Monthly Income

    Income Amount Net Monthly Salary £ Partner's Monthly Salary £ Benefits £ Hey, I have more incomings than this! (Click on Calculate) TOTAL MONTHLY INCOME £ 2,650.00



    Essential Monthly Outgoings

    Outgoings Amount Mortgage £ Rent £ Council Tax £ Electricity £ Gas £ Heating Oil £ Water Rates £ Telephone £ Mobile Phone £ TV Licence £ Satellite TV £ Internet £ Buildings Insurance £ Contents Insurance £ Life Insurance £ Groceries £ Clothing £ Petrol £ Car Tax £ Car Insurance £ Car MOT £ Car Maintenance £ Car Parking £ Other Travel £ Childminder/Nursery £ Medical/Dental Expenses £ Pets Insurance/Vets Bills £ Birthdays/Christmas £ Holidays £ Oh dear, I have more outgoings than this! (Click on Calculate) TOTAL MONTHLY OUTGOINGS £ 1,460.00 NET MONTHLY SURPLUS £ 1,190.00
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