Credit Card Balance

saver861

Well if you already have your mortgage in place and paying it regularly that will help your credit score.

I'm not sure if you are paying to much emphasis on your actual credit score number. That number is pretty meaningless and is different for every agency. Your credit score changes depending on what you are doing. I play the credit cards and stoozing so at times I will have a number of searches which impact on my credit rating. These searches are removed after 6 months.

If you can get a 30 day free trial then it costs you nothing. Noddle will do it for free also.

w00519772

saver861 wrote: »

Well if you already have your mortgage in place and paying it regularly that will help your credit score.

I'm not sure if you are paying to much emphasis on your actual credit score number. That number is pretty meaningless and is different for every agency. Your credit score changes depending on what you are doing. I play the credit cards and stoozing so at times I will have a number of searches which impact on my credit rating. These searches are removed after 6 months.

If you can get a 30 day free trial then it costs you nothing. Noddle will do it for free also.

Thanks I assume that you can get your credit report free as many times as you want (from different providers). It does not break the terms and conditions?


Is Noddle better than Equifax? I guess "better" is subjective.

saver861

w00519772 wrote: »

Thanks I assume that you can get your credit report free as many times as you want (from different providers).

Nope - most of them charge.

w00519772 wrote: »

Is Noddle better than Equifax? I guess "better" is subjective.

It will give you an indication of you credit score. If a lender uses Experian, whatever is on Noddle will have little impact to that lender. That said, they should all be in the same ball park.