Car Repair Dilemma

glentoran99

himesh86 wrote: »

Jay- what are your thoughts on the gov.uk highway code website, Rules 159-163? (sorry can't link to it).


Glentoran - thanks, so even if I change to another insurer when I next renew, will my premium be affected?

you'll still have to declare the accident so possibly,

JayCartwright

himesh86 wrote: »

Jay- what are your thoughts on the gov.uk highway code website, Rules 159-163? (sorry can't link to it).


Glentoran - thanks, so even if I change to another insurer when I next renew, will my premium be affected?

I think they're a very good guide, they advise you to overtake vehicles turning right on their near side. The opposite of what you did.

himesh86

Jay - Not sure if you misunderstood. Playing devil's advocate, but: I was already alongside him on his right (wasn't overtaking, the two lanes filter left and right for different sides of the car park we were going into). Therefore surely if he decided to cut straight across me (not even switch lane!) into a non-drivable area (he was supposed to follow the road around) its his fault?
Looking at it from the other way round - if I was indicating to move right and a car was next to me in my blind spot, should the car move out of my way?? Or should you wait for the driver to pass safely?
Hard to explain without a picture of the road layout.


What are your thoughts?

rich13348

Some people's thoughts on here, certainly, are that it is in your best interests to avoid an accident. If that means braking when in the blind spot of a vehicle that is making an illegal manoeuvre, then do so.

I paraphrase from someone else on another thread a while back: even if you are in the right you might well still end up in a smoking wreck.
Also it is seen that it is in everyone's best interest to avoid accidents not just get out after one and point and say 'his fault, it's his fault, he was in the wrong'.

Please don't take this as a personal attack on you and your situation Himesh, but also condsider that insurance companies will do their level best to not pay out if it will benefit them in a cash money situation so they may push for a 50/50 split unless they third party admits liability. Which he has done to you verbally but may be advised not to if he reports it to his insurance.

In fact when I made a claim I was catagorically do not admit liablity by the phone answerer with whom I spoke.

Talc1234

himesh86 wrote: »

Jay - Not sure if you misunderstood. Playing devil's advocate, but: I was already alongside him on his right (wasn't overtaking, the two lanes filter left and right for different sides of the car park we were going into). Therefore surely if he decided to cut straight across me (not even switch lane!) into a non-drivable area (he was supposed to follow the road around) its his fault?
Looking at it from the other way round - if I was indicating to move right and a car was next to me in my blind spot, should the car move out of my way?? Or should you wait for the driver to pass safely?
Hard to explain without a picture of the road layout.


What are your thoughts?

Your word against his

DUTR

himesh86 wrote: »

BeenThroughItAll - I understand. I saw him indicating but I was already alongside him - therefore it was my right of way. I just hope the insurers would see this.
EdGasket - Ah, thank you for the clarification! Fortunately he does so hopefully not an issue.


Can anyone provide advice on having my repairs directly through his insurer or otherwise and accident management company?

Which makes it sound like you are at fault, you see a hazard, you do little or nothing to avoid an incident.
The insurers will be looking at minimising any outlay whether that be yours or the 3rd party, delaying in notifying them is not going to help.

dannyrst

Honestly, unless you have witnesses and/or dashcam, he can blame you and you blame him.

Did you take any witness details or have a dashcam recording of the incident?